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Tech Mahindra

TECHM · Software & Programming · INE669C01036

Analyst mean 2.43 · 40 analysts · 78% bullish
₹1,644.20
Close 2026-07-31 · Balanced risk

Reading the Statements forensic interpretation

What the numbers mean when read together — computed from the filings, not a score.

Operating cash flow backs the profit

Operating cash flow is 120% of trailing profit — the earnings are converting to cash, not just accruals.

Full read

Last operating cash flow ₹6,172 cr against trailing net profit ₹5,163 cr. A ratio at or above ~0.9 means reported profit is showing up as real cash.

Profit growing with revenue

Both revenue and profit grew over the last year (11% and 14.3%) — growth is translating to the bottom line.

Full read

Trailing revenue ₹59,176 cr, trailing profit ₹5,163 cr. Profit growing at least as fast as revenue indicates operating leverage or pricing power.

Generates free cash

Free cash flow is positive and consistent — the business funds itself after capex.

Full read

Latest free cash flow ₹5,626 cr. Negative in only 0 of 12 years. A self-funding business needs less external capital and dilutes less.

Deleveraging

Borrowings have fallen 14% over two years — the balance sheet is getting lighter.

Full read

Borrowings down to ₹2,186 cr from ₹2,537 cr. Falling debt reduces finance cost and financial risk.

Price & Valuation 10-year, split-adjusted

Markers show corporate actions (splits, bonus, dividends). Prices are split-adjusted so the series is continuous.

Valuation & Quality

Valuation
P/E (TTM) 24.2x
P/B 5.41x
P/S 2.71x
P/FCF 110.5x
Dividend Yield 3.12%
Leverage
Debt / Equity conservative 0.07
Payout Ratio 97.3%
Returns & Margins
Operating Margin (TTM) 13%
Net Margin (TTM) 8.7%
Return on Equity 16%
Implied Growth (Graham) growth the market is pricing in 7.9%
Rule of 40 30.6
Growth 17.7% + Margin 13% — below 40

Ownership & Skin in the Game

Promoter34.97% ▲ 0.00
FII18.66%
DII
Mutual Funds19.14%

Quarterly Financials ₹ cr

MetricSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue13,31313,28613,38413,35113,99514,39315,07615,712
Expenses11,56311,47711,54511,41611,83012,02812,51112,974
Other Income5222317321940-293-205-106
Depreciation470459462458469474481479
Profit before tax1,7141,2971,4641,6181,6591,5051,7912,042
Net Profit1,2589891,1421,1291,2021,1191,3561,486
EPS12.7810.0511.9211.6512.1911.4513.8214.95

Balance Sheet ₹ cr, annual

ItemMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital437439440441442443
Reserves24,42826,44727,48426,22826,91929,173
Borrowings2,9012,6182,7402,5372,0252,186
Fixed Assets9,01814,78414,93213,90313,98214,864
CWIP1181651201332127
Investments10,2384,8843,3883,2383,1823,426
Total Assets39,60244,41645,82743,14944,26749,168
DISCLAIMER: FinMinutes is a financial data and analytics platform, not a SEBI-registered investment adviser. Everything here is for educational and informational purposes. Forensic interpretations are computed from disclosed data and are not recommendations. Do your own due diligence.