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Shree Balaji (Mala) Textiles Ltd SME IPO: GMP, Subscription and Forensics

Shree Balaji (Mala) Textiles

SME IPO · 📅 UPCOMING
FINMINUTES IPO SCORE 64/100 provisional · updates with subscription
₹66–70
Price Band
SME Risk Meter: High

A distinct read of SME-specific danger (liquidity, concentration, forensic flags) — separate from the FinMinutes Score. Higher band = more caution warranted.

  • Auditor flagged massive Rs 25.18 Cr discrepancy between bank submissions and book records
  • Deeply negative CFO (-Rs 13.26 Cr) despite reported profits
  • Ballooning trade receivables tying up nearly 50% of revenue
  • History of statutory defaults and ROC filing delays

Educational risk signal grounded in the filing — not a buy/sell call.

First time with SME IPOs? Read the SME IPO guide and the risks before applying.

FinMinutes Deep Business Model & Edge

Shree Balaji (Mala) Textiles Limited is a contract manufacturer and wholesaler of cotton sarees in India's B2B cotton sarees wholesale segment.

What this company actually does — full breakdown ▾

Shree Balaji (Mala) Textiles Limited is a contract manufacturer and wholesaler of cotton sarees in India's B2B cotton sarees wholesale segment. The company shifted from trading to pure play manufacturing of cotton sarees on a job work basis, getting manufacturing done at designated job work units. It also started a manufacturing facility in Jetpur under the name Shree Brindavan Chandra Prints. Approximately 95% of its products are manufactured through job workers, allowing the company to strategically leverage the advantages of job work arrangements without incurring substantial capital expenditure. Its product catalogue consists of multiple design options catering to all genres under the brand name 'Mala Saree'. The company operates a B2B business model, selling products through a network of approximately 105 brokers, 13 dealers, 69 wholesalers, and 3000 retailers spread across the Central, East, North, Northeast, South, and West parts of India.

Moat / Edge

Approximately 95% of products are manufactured through job workers, allowing the company to optimize operational efficiency and manage costs effectively without substantial capital expenditure. It relies on a strong distribution network of brokers, dealers, wholesalers, and retailers.

The Offer

2026-07-22 – 2026-07-23
₹66–70
₹0 cr
₹0 cr · 100% fresh issue

Follow the Money — Use of Proceeds

  • Funding the working capital requirements of our Company — ₹16.50 cr
  • General Corporate Purposes

FinMinutes IPO Score — How It's Built

Transparent, deterministic, computed from the filing — not an opinion. Open any component below to see exactly what it measures, what it is worth, and where we are still using a neutral default rather than guessing. Weighted across 7 components.

60/100
How this is measured6%

The market window around the issue date. This is currently a neutral placeholder: we have not yet wired it to index trend and recent listing performance, so it does not move the score in either direction.

50/100
How this is measured12%

Whether marquee anchor investors took part, and how many. Held at a neutral 50 when no marquee anchor is identified in the filing.

60/100
How this is measured10%

Whether fresh capital actually enters the business. A predominantly offer-for-sale issue is marked down ONLY when the financials are weak. A profitable, cash-rich company selling down is treated as neutral, not penalised, because it does not need the money.

80/100
How this is measured24%

Taken from the three-year numbers in the filing: whether the company was profitable in the latest year, and whether profit is rising or falling across the disclosed period.

55/100
How this is measured16%

Where the multiples printed in the filing sit against the peer median. When the filing does not disclose comparable peer multiples, this is held at a neutral 55 rather than guessed.

60/100
How this is measured14%

A proxy for syndicate strength, based today only on how many lead managers are on the issue. It sits at a neutral 60 unless three or more banks are involved. We have not yet built a bank-by-bank track record, so treat this as a rough signal.

64/100
How this is measured18%

Starts at 100 and loses points for every material red flag we find in the filing: contingent liabilities, related-party intensity, customer concentration, litigation, auditor qualifications. This is the component our DRHP forensics drives directly.

3-Year Financial & Growth Trend

MetricFY26FY25FY24
Revenue (₹ Cr)211.9718193.0437195.5407
Net Profit (₹ Cr)5.85424.94612.4564
PAT Margin2.76%2.56%1.26%

Market Context

NOT part of the FinMinutes Score

The Score above is what the filing says. Everything in this box is what the crowd says. We keep them apart on purpose — every other site blends the two and calls the result a rating. Demand is real information, but it is information about the market, not about the company, and it changes by the hour while the company does not.

₹13unofficial, grey market

Subscription is low early in a book and high at the end, because most bids arrive in the final hours. A number read on day one says more about the clock than the company — which is precisely why it is not in the Score. GMP is unofficial, unregulated, and easily moved. Neither is a recommendation.

Deep Financials

Revenue, EBITDA and profit are what every listing site prints. Below are the full restated statements as disclosed, the ratios we compute from them, and a DuPont decomposition of the return on equity. A prospectus carries three years, not ten — that is the document’s ceiling, and within it we go as deep as it allows.

Income StatementThe full profit and loss as restated in the filing.
Income Statement (₹ Cr)FY26FY25FY24
Revenue from Operations211.97193.04195.54
Other Income0.430.390.35
Total Income212.40193.44195.89
Cost of Materials Consumed103.43103.17106.76
Employee Benefit Expense2.212.192.74
Other Expenses79.6781.2876.98
Total Expenses204.47186.84192.60
EBITDA15.5013.2010.23
Depreciation & Amortisation0.360.370.39
Finance Cost7.426.326.61
Profit Before Tax7.936.593.29
Tax Expense2.081.650.84
Profit After Tax5.854.952.46
EPS - Basic8.136.863.41
EPS - Diluted8.136.863.41
Balance SheetWhat the company owns, owes, and is worth on paper.
Balance Sheet (₹ Cr)FY26FY25FY24
Share Capital7.210.720.72
Reserves & Surplus20.3020.9315.98
Net Worth27.5121.6516.70
Long-term Borrowings0.031.282.41
Short-term Borrowings69.0647.4748.96
Total Borrowings69.0848.7551.37
Trade Payables34.2145.1341.79
Current Liabilities120.55115.39107.89
Total Liabilities121.14117.23110.80
Property, Plant & Equipment3.894.144.16
Inventories28.8236.6526.21
Trade Receivables104.2793.9192.03
Cash & Equivalents5.842.564.22
Current Assets139.56134.68123.30
Total Assets148.64138.88127.51
Cash FlowWhere the cash actually went. Often the most honest statement of the three.
Cash Flow (₹ Cr)FY26FY25FY24
Net Cash from Operating Activities-13.278.804.00
Capital Expenditure0.110.380.14
Net Cash from Investing Activities0.10-0.220.00
Net Cash from Financing Activities13.09-8.85-3.46
Net Change in Cash-0.07-0.270.54
Ratio AnalysisProfitability, leverage, liquidity, efficiency and earnings quality — computed by us.

Every ratio below is computed by us from the line items the company disclosed — not copied from anywhere. The arithmetic is standard; the point is that somebody actually did it. Blank cells mean the filing did not disclose the inputs, and we would rather show a gap than invent a number.

RatioFY26FY25FY24
Profitability
EBITDA Margin (%)7.36.85.2
EBIT Margin (%)7.26.75.1
PAT Margin (%)2.82.61.3
Return on Equity (%)21.322.814.7
Return on Capital Employed (%)15.918.314.6
Return on Assets (%)3.93.61.9
Leverage
Debt / Equity (x)2.512.253.08
Net Debt / EBITDA (x)4.083.54.61
Interest Coverage (x)2.072.041.5
Liquidity
Current Ratio (x)1.161.171.14
Quick Ratio (x)0.920.850.9
Efficiency
Asset Turnover (x)1.431.391.53
Receivable Days180178172
Inventory Days506949
Payable Days598578
Cash Conversion Cycle (days)171162143
Quality of Earnings
Operating Cash Flow / PAT (x)-2.271.781.63
Accruals Ratio (%)12.9-2.8-1.2
Capex / Depreciation (x)0.2910.36
DuPont DecompositionWhy the return on equity is what it is: margin, efficiency, or leverage.

A headline return on equity tells you what. The DuPont decomposition tells you why — whether the return is earned through margin, through asset efficiency, or simply through leverage. Two companies can post an identical ROE for opposite reasons, and only one of them is safe.

ComponentFY26FY25FY24
Net Margin (PAT / Revenue)2.8%2.6%1.3%
Asset Turnover (Revenue / Assets)1.43x1.39x1.53x
Equity Multiplier (Assets / Net Worth)5.4x6.41x7.63x
= Return on Equity21.3%22.8%14.7%
Tax Burden (PAT / PBT)0.74x0.75x0.75x
Interest Burden (PBT / EBIT)0.52x0.51x0.33x
Operating Margin (EBIT / Revenue)7.2%6.7%5.1%

Computed from the disclosed statements. Where the filing omits an input, the row is left blank rather than estimated.

Quality of EarningsWhat the statements say when you read them against each other.

What the statements say once you read them against each other. These are observations, not verdicts — every one is arithmetic on the numbers the company itself disclosed, and each is stated so you can go and check it in the filing.

  • In FY26 the company reported a profit of 5.85 cr while operating cash flow was NEGATIVE at -13.27 cr. Reported earnings did not convert into cash. This is the single divergence most worth understanding in any set of accounts, and the filing is the place to look for why.
  • Between FY24 and FY26 revenue grew 8% while profit grew 138%. Profit expanding at several times the rate of revenue is not automatically a concern — operating leverage does exactly this — but it is worth confirming from the filing whether the gap comes from genuine margin expansion or from one-off items.
  • Debt to equity stood at 2.51x in FY26.
Forensic ModelsBeneish, Altman and Piotroski — plus our own final-year check.

Beneish M-Score

M = 30.03

An eight-variable model built to detect earnings manipulation, and built to run on exactly two consecutive years — which is what a prospectus gives us. It belongs here more than anywhere: a company about to list has the maximum possible incentive to have dressed up the very years it is about to show you. A score above −1.78 is the threshold at which the model says the accounts merit a closer look. It is a screening signal, not an accusation, and it was calibrated on listed companies elsewhere. Read the eight components, not just the total.

ComponentValueWhat it captures
DSRI
Days Sales in Receivables Index
(Receivables_t / Sales_t) / (Receivables_t-1 / Sales_t-1)
1.011Above 1 means receivables grew faster than sales. Revenue may be being recognised ahead of collection.
GMI
Gross Margin Index
GrossMargin_t-1 / GrossMargin_t
0.909Above 1 means margins deteriorated. A firm with worsening prospects has more incentive to manipulate.
AQI
Asset Quality Index
AQ_t / AQ_t-1, where AQ = 1 - (CurrentAssets + PPE) / TotalAssets
79.791Above 1 means a rising share of assets is soft (neither current nor fixed) — capitalised costs can hide here.
SGI
Sales Growth Index
Sales_t / Sales_t-1
1.098Growth is not manipulation. But high-growth firms face more pressure to keep the streak going.
DEPI
Depreciation Index
DepRate_t-1 / DepRate_t, where DepRate = Dep / (Dep + PPE)
0.976Above 1 means assets are being depreciated more slowly — a quiet way to lift reported profit.
SGAI
SG&A Index
(SGA_t / Sales_t) / (SGA_t-1 / Sales_t-1), SGA proxied as employee cost + other expenses
0.893A proxy, because filings rarely break out SG&A cleanly. Read it as a direction, not a precise figure.
LVGI
Leverage Index
Leverage_t / Leverage_t-1, where Leverage = (CurrentLiab + LongTermDebt) / TotalAssets
0.966Above 1 means leverage rose. Debt covenants create pressure to hit numbers.
TATA
Total Accruals to Total Assets
(PAT - CashFromOperations) / TotalAssets
0.1286The gap between reported profit and cash generated. The single heaviest term in the model — and the one that catches profit that never became cash.

M = 30.03, above the −1.78 threshold. On this model the accounts merit closer reading. That is a prompt to go to the filing, not a conclusion about it.

Altman Z″-Score (emerging markets)

Z″ = 5.47 · Safe

A distress-prediction model. We use the Z″ variant deliberately: the original Z was calibrated on American manufacturers and misleads badly on Indian services companies. Above 2.6 is the safe zone, 1.1 to 2.6 is grey, below 1.1 is the distress zone. Like every model of its kind it is a screen, not a prophecy.

X1 — Working Capital / Total Assets0.128
X2 — Retained Earnings / Total Assets0.137
X3 — EBIT / Total Assets0.103
X4 — Net Worth / Total Liabilities0.227
Z″ = 3.25 + 6.56·X1 + 3.26·X2 + 6.72·X3 + 1.05·X45.47

Piotroski F-Score (adapted)

5 / 8

Nine yes-or-no tests of fundamental strength — except we run eight. One of the original nine asks whether the company issued new shares, which is plainly absurd to ask of a company whose entire purpose at this moment is to issue shares. We drop that test and score out of eight, and we would rather tell you that than quietly fudge it.

  • Positive return on assets
  • Positive operating cash flow
  • Return on assets improving
  • Cash flow exceeds profit (quality of earnings)
  • Long-term leverage decreasing
  • Current ratio improving
  • Gross margin improving
  • Asset turnover improving

The Final-Year Check

ours

Not from any textbook. The hockey stick in the last year before a filing is the oldest pattern in this business, and nobody publishes it. So we measure it: how the final disclosed year compares with the years behind it. Real acceleration looks exactly the same on the page as a flattering one — which is precisely why it is worth naming rather than assuming either way.

  • Cash conversion fell sharply in the final year: operating cash flow was -2.27x profit in FY26, against 1.78x in FY25. Profit rose; the cash behind it did not follow at the same rate.

Ratios Nobody Prints

  • Related-party revenue / Total revenue: 0.2%
    0.2% of revenue in FY26 came from entities connected to the promoters. Revenue you sell to yourself is not the same as revenue you won in the market.
  • Cash / Short-term borrowings: 0.08x
    Short-term borrowings of 69.06 cr against cash of 5.84 cr. Debt that must be refinanced within a year is only comfortable while lenders stay comfortable.
  • Promoter remuneration / PAT: 10.1%
    Managerial remuneration to the promoter group was 0.59 cr against a profit of 5.85 cr. This is a legitimate cost — but it is also a route by which value leaves a company before it ever reaches a minority shareholder.
The Formula NotebookEvery number above, with the working shown. Check us.

Every number we publish, with the working shown. The formula, the same formula with this company’s actual figures put into it, the answer, and what it is for. Check us. That is the point.

Profitability
Return on Equity (ROE)21.3%
FormulaPAT ÷ Net Worth
Worked5.85 ÷ 27.51

What the company earned on the money shareholders have in it. The headline measure of return — and the one the DuPont section takes apart.

Return on Capital Employed (ROCE)15.9%
FormulaEBIT ÷ (Net Worth + Total Borrowings)
Worked15.35 ÷ (27.51 + 69.08) = 15.35 ÷ 96.59

Return on ALL the capital in the business, borrowed as well as owned. Unlike ROE, it cannot be flattered by taking on debt.

EBITDA Margin7.3%
FormulaEBITDA ÷ Revenue
Worked15.50 ÷ 211.97

Operating profitability before the effects of debt, tax and depreciation. What the business earns from the act of trading.

Leverage
Debt to Equity2.51x
FormulaTotal Borrowings ÷ Net Worth
Worked69.08 ÷ 27.51

How much the company has borrowed against what it owns. High is not automatically bad — ask whether the borrowing is being serviced comfortably.

Interest Coverage2.07x
FormulaEBIT ÷ Finance Cost
Worked15.35 ÷ 7.42

How many times over operating profit covers the interest bill. Below about 2x, a meaningful share of what the business earns is going to lenders rather than owners.

Efficiency
Receivable Days180 days
Formula(Trade Receivables ÷ Revenue) × 365
Worked(104.27 ÷ 211.97) × 365

How long the company waits to be paid. Rising receivable days mean revenue is being booked faster than it is collected — which is where a great many accounting problems begin.

Cash Conversion Cycle171 days
FormulaInventory Days + Receivable Days − Payable Days
Worked50 + 180 − 59

How long cash is tied up in the operating cycle before it comes back. The longer it is, the more working capital the business must fund.

Quality of Earnings
Operating Cash Flow to Profit-2.27x
FormulaCash from Operations ÷ PAT
Worked-13.27 ÷ 5.85

Did the profit turn into cash? Profit is an opinion; cash is a fact. When this sits well below 1x for long, the two are drifting apart, and the filing is where you find out why.

Accruals Ratio12.9%
Formula(PAT − Cash from Operations) ÷ Total Assets
Worked(5.85 − -13.27) ÷ 148.64 = 19.12 ÷ 148.64

The share of reported profit that exists on paper rather than in the bank. It is also the heaviest single term in the Beneish model, for good reason.

Valuation at the Offer Price
Market Capitalisation (at the top of the band)₹69.34 cr
FormulaPrice × Post-issue Shares
Worked₹70.00 × 9,905,000 shares

What the whole company is being valued at, if the issue prices at the top of the band.

Enterprise Value (EV)₹132.57 cr
FormulaMarket Cap + Total Borrowings − Cash
Worked69.34 + 69.08 − 5.84

What it would actually cost to buy the whole business: you take on its debt and you get its cash. This is the number a buyer cares about, and it is the reason a P/E on its own can mislead.

EV / EBITDA8.55x
FormulaEnterprise Value ÷ EBITDA
Worked132.57 ÷ 15.50

The multiple that includes debt. Two companies on the same P/E — one debt-free, one heavily borrowed — are not the same investment, and only this number tells you so.

Price / Earnings (P/E)11.84x
FormulaMarket Cap ÷ PAT
Worked69.34 ÷ 5.85

The familiar multiple. Useful, but blind to debt — read it alongside EV/EBITDA, never instead of it.

Return on Invested Capital (ROIC)12.5%
FormulaEBIT × (1 − tax rate) ÷ (Net Worth + Debt − Cash)
WorkedNOPAT ÷ Invested Capital

What the business earns on the capital actually at work in it. We do not compare this to a cost of capital: that would need a beta, an unlisted company has none, and inventing one would be theatre.

Trailing PEG — read the caveat0.64 (on 18.4% trailing growth)
FormulaP/E ÷ trailing PAT growth (%)
Worked11.84 ÷ 18.4%

PEG was designed for FORWARD growth. This one uses TRAILING growth, because that is all a prospectus gives us — and the final year before an IPO is very often the best year the company will have for a while. A low PEG here may say more about the timing of the filing than about the price. We show it because it was asked for; we show the growth denominator beside it so it cannot mislead you quietly.

Workspace

The numbers are already loaded. Move the offer price and watch every multiple move with it. Set your own growth and margin and see what they imply two years out. These are your assumptions, not our forecast — we have no view on what this company will earn, and the moment we published one we would be doing something we are not registered to do. What we can do is put the arithmetic in front of you and get out of the way.

Price defaults to the top of the band. Margin defaults to what the company actually reported in FY26.

Market capitalisation
Enterprise value
P / E
EV / EBITDA
EV / Sales
On your assumptions, two years out
Revenue
EBITDA
Implied forward EV / EBITDA

Projections are arithmetic on the inputs you typed. They are not a forecast, not a recommendation, and not a view on whether this offer is worth taking. Educational only.

Institutional Alpha: DRHP Deep Dive

Critical Auditor Flag on Bank Discrepancies

The statutory auditor has highlighted a severe governance and control failure: massive discrepancies reaching up to Rs 25.18 Crore were found between the quarterly stock and book debt statements submitted to the lending banks and the company's actual books of accounts. This finding severely compromises the integrity of the reported working capital numbers.

Source: p. 210-213, 222, 515-524
Profits Do Not Translate to Cash

Despite recording robust revenue of Rs 211.97 Cr and a profit of Rs 5.85 Cr in FY26, the company suffered a severe cash drain, generating negative Rs -13.26 Cr in operating cash flow. This disconnect is driven entirely by Rs 104.26 Cr locked in trade receivables, meaning nearly 50% of the company's annual sales remain uncollected on paper.

Source: p. 183-186, 195-207

Shareholding, Syndicate & Leadership

96.46% → —%
0%
—%
GYR Capital Advisors Private Limited
Kfin Technologies Limited

Leadership & Skin in the Game

Litigation: Criminal proceedings by Company: 2.6310 Crore. Direct and indirect tax proceedings against Company: 0.0041 Crore.

Auditor / RPT Flags: Massive discrepancies noted between quarterly stock and book debt statements submitted to banks and the books of accounts (differences up to Rs 25.18 Crore in Q3 FY26) due to non-completion of bank and book entries.

Peers & Valuation

CompanyP/EP/BRoEMargin
N R Vandana Tex Industries Limited15.0314.43
Saraswati Saree Depot Ltd9.3212.02
Shree Balaji (Mala) Textiles Limited (Our company)21.28

🔍 Forensic Findings — What the Footnotes Say

Risks hiding outside the risk section — mined from MD&A, related-party notes, contingent liabilities and litigation. This is the FinMinutes edge.

Severe Discrepancies Between Bank Statements and Books where: auditor flagged

The statutory auditor flagged massive discrepancies between the quarterly stock and book debt statements submitted to banks and the actual books of accounts, reaching up to Rs 25.18 Crore in Q3 FY26.

p. 210-213, 222, 515-524
Decaying Cash Conversion vs Profit Growth where: financials flagged

While the company reported revenue of Rs 211.97 Cr and PAT of Rs 5.85 Cr in FY26, operating cash flow turned deeply negative to Rs -13.26 Cr. This is accompanied by massive trade receivables of Rs 104.26 Cr.

p. 183-186, 195-207
Statutory Dues and Filing Delays where: auditor flagged

The company has a history of delays in employee-related filings (PF and ESIC), delayed ROC form filings with additional fees, interest payable on MSME dues (Rs 5.20 Lakhs), and a GST ASMT-10 scrutiny notice alleging discrepancies of Rs 5.23 Lakhs.

p. 35-41, 126-127, 511-512, 627
Pre-IPO Bonus Issue Artefact where: capital_structure noted

The company executed a massive 9:1 bonus issue on September 11, 2025, allotting 64,84,500 shares to existing shareholders.

p. 80
Working Capital Raise where: objects noted

The company plans to deploy Rs 16.50 Cr of the fresh issue proceeds towards working capital requirements.

p. 93
Mainboard Financials on SME Platform where: business noted

With FY26 revenue of Rs 211.97 Cr, total assets of Rs 148.64 Cr, and PAT of Rs 5.85 Cr, the company possesses the scale that approaches or supports a mainboard listing, but the SME route was chosen.

p. 183-186, 195-207
Material Litigation where: litigation flagged

Criminal proceedings by Company: 2.6310 Crore. Direct and indirect tax proceedings against Company: 0.0041 Crore.

p. 210-213, 222, 515-524
Auditor / RPT Notes where: rpt noted

Massive discrepancies noted between quarterly stock and book debt statements submitted to banks and the books of accounts (differences up to Rs 25.18 Crore in Q3 FY26) due to non-completion of bank and book entries.

p. 210-213, 222, 515-524

Company's Claims vs Reality

We stress-test each claim against the filing's own data.

Contract manufacturer and wholesaler of cotton sarees... getting manufacturing done at designated job work units. Partial

The company states that approximately 95% of its products are manufactured through job workers. This indicates the company is predominantly functioning as a trader, aggregator, and design house with an outsourced supply chain, rather than a conventional manufacturer with heavy capital assets.

p. 130

Analyst Q&A: Burning Questions

Facts from the filing. No recommendation — that layer arrives once our Research Analyst registration is live.

USE OF PROCEEDS

How are the IPO funds being deployed?

The fresh issue proceeds will be utilized primarily for working capital requirements (Rs 16.50 Cr), with the remainder designated for general corporate purposes.

p. 93
PROMOTER

Who are the promoters and what is their holding?

The promoters are Binod Kumar Kedia, Anita Kedia, and Mrityunjay Commosales Private Limited, who collectively hold 96.46% pre-IPO. Their holding base was significantly expanded by a 9:1 bonus issue in September 2025.

p. 80, 86, 90
RELATED PARTY

Are there material related party transactions extracting value?

The company routinely takes and repays unsecured loans with its directors (Binod Kumar Kedia, Anita Kedia, Shresth Kedia, Hemlata Kedia, and Rishika Kedia) and engages in minor purchase/sale transactions with promoter-owned entities like M/s Shree Savya and M/s Shreejay Creations.

p. 471, 472, 476, 477
CASH

Does the company's cash flow match its reported profits?

No. Despite reporting a PAT of Rs 5.85 Cr in FY26, operating cash flow collapsed to a negative Rs -13.26 Cr. This was primarily caused by trade receivables ballooning to Rs 104.26 Cr.

p. 183-186, 195-207
SME STRUCTURE

What structural market risks apply to this issue?

As an SME IPO, this issue carries standing market risks including a strictly mandated minimum investment lot size, mandatory 5% circuit filters, high dependence on the designated market maker (Mansi Share and Stock Broking Private Limited) for liquidity, and an inherently thin free float.

p. 2, 7, 8, 10, 56, 228
GMP: ₹13 — unofficial grey-market chatter, shown for information only. Never part of the FinMinutes Score.

What Earlier Investors Paid

Early capital takes real risk and is fairly rewarded for it — a large multiple built over many years is normal. What deserves a closer look is a steep step-up in a short window: a round priced cheaply only months before the offer.

ShareholderPriced atWhenvs IPO price
Binod Kumar Kedia₹10.002005-09-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Anita Kedia₹10.002005-09-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Hemlata Kedia₹10.002005-09-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Anita Kedia₹10.002006-03-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Sulochana Devi Kedia₹10.002006-03-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Hanuman Prasad Kedia₹10.002006-03-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Hemlata Kedia₹10.002006-03-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Manoj Kumar Kedia₹10.002006-03-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Shresth Kedia₹10.002006-03-307.0x
An early round from roughly 21 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Santosh Kumar Kedia₹50.002006-03-301.4x
R.B. Rungta₹50.002006-03-301.4x
Manoj Kumar Jajodia₹50.002006-03-301.4x
Sarika Bajaj₹50.002006-03-301.4x
Vireswar Export Pvt. Ltd.₹50.002006-03-311.4x
Priya Nivesh Pvt. Ltd.₹50.002006-03-311.4x
Dowell Fiscal Services Pvt. Ltd.₹50.002006-03-311.4x
Sunflag Viniyog Pvt. Ltd.₹50.002006-03-311.4x
Garima Suppliers Pvt. Ltd.₹50.002006-03-311.4x
Dharmaraj Fincon Pvt. Ltd.₹50.002006-03-311.4x
P. D. Gainwell & Credit Pvt. Ltd.₹50.002006-03-311.4x
Pee Dee Finvest Pvt. Ltd.₹50.002006-03-311.4x
Triple Rank Consultants Pvt. Ltd.₹50.002006-03-311.4x
Vishaljoy Vinimay Pvt. Ltd.₹50.002006-03-311.4x
Kokila Exports Pvt. Ltd.₹50.002006-03-311.4x
Quantum Impex Pvt. Ltd.₹50.002006-03-311.4x
Motorex Finance Pvt. Ltd.₹50.002006-03-311.4x
Swati Stock & Securities Pvt. Ltd.₹50.002006-03-311.4x
Fastgrow Vyapaar Pvt. Ltd.₹50.002006-03-311.4x
Prism Commercial Pvt. Ltd.₹50.002006-03-311.4x
Singhania Commodeal Pvt. Ltd.₹50.002006-03-311.4x
Binod Kumar Kedia2007-03-31
Anita Kedia₹10.002009-09-267.0x
An early round from roughly 17 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Anita Kedia₹10.002009-09-277.0x
An early round from roughly 17 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Anita Kedia₹10.002009-09-287.0x
An early round from roughly 17 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Anita Kedia₹10.002009-09-287.0x
An early round from roughly 17 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Anita Kedia₹10.002009-09-287.0x
An early round from roughly 17 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Anita Kedia₹10.002009-09-307.0x
An early round from roughly 17 years ago, at roughly 7.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Mrityunjay Commosales Private Limited₹5.002010-05-2814.0x
An early round from roughly 16 years ago, at roughly 14.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Mrityunjay Commosales Private Limited₹5.002010-05-2814.0x
An early round from roughly 16 years ago, at roughly 14.0x the offer price. A multiple of that size built over that long reflects the risk taken and the time elapsed. That is the normal reward for early capital, not a red flag.
Binod Kumar Kedia2018-03-22
Binod Kumar Kedia2018-03-22
Existing Shareholders2025-09-11
Binod Kumar Kedia2026-05-19

Prices are as stated in the filing’s allotment history and are not adjusted for later bonus issues or share splits. Where a company has issued bonus shares, the multiples above understate the true return and can even read as losses. Adjusting for that is on our list; until it is done we would rather show the raw disclosure and tell you its limits than publish a confident number that is wrong.

Educational, grounded entirely in the company's filings (DRHP/RHP). Not investment advice. FinMinutes does not provide buy/sell recommendations.