IIFL · Financial Services
No check fired. That is a statement about the checks below, not a verdict on the company.
Could not run on this quarter: Exceptional items that recur, Swing to loss or profit, Auditor's review or audit report, IPO money used as stated, Related-party transactions, Exits, postponements, restatements, Promoter pledges and allotments, Earlier promises against delivery, When the results were filed, Asset quality (lenders), Net interest margin (lenders), Net interest income against profit (lenders). Most need the filing read (balance sheet, cash flow, auditor, disclosures).
Lenders are read on NIM, asset quality, provision cover and credit cost. Those come from the filing read, which is not in yet for this quarter, so margin, other-income and cash checks are withheld rather than shown on a template built for manufacturers.
| Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | ₹2,649 cr | ₹2,854 cr | ₹2,621 cr | ₹2,556 cr | ₹2,443 cr | ₹2,591 cr | ₹2,953 cr | ₹3,305 cr | ₹3,427 cr | ₹3,692 cr | ₹3,919 cr | ₹4,246 cr |
| YoY | — | — | — | +3% | −8% | −9% | +13% | +29% | +40% | +42% | +33% | +28% |
| Exceptional items | — | — | — | — | — | — | — | — | — | — | — | — |
| Tax rate | 24% | 22% | 22% | — | 19% | 19% | 23% | 25% | 24% | 25% | 23% | 25% |
| Net profit | ₹545 cr | ₹431 cr | ₹338 cr | −₹93.0 cr | ₹82.0 cr | ₹251 cr | ₹274 cr | ₹418 cr | ₹501 cr | ₹623 cr | ₹713 cr | ₹805 cr |
| YoY | — | — | — | −118% | −85% | −42% | −19% | — | +511% | +148% | +160% | +93% |
| EPS | ₹11.58 | ₹8.81 | ₹6.79 | −₹3.72 | ₹0.96 | ₹4.89 | ₹5.49 | ₹8.86 | ₹10.92 | ₹13.80 | ₹15.87 | ₹17.96 |
| Flags | · | · | · | 1 | 1 | 1 | · | · | 1 | 1 | 1 | 1 |
Each quarter is read with the same rules. Balance-sheet and cash checks run on half-year and annual quarters; filing-read checks run where a read exists.
IIFL Finance Ltd. reported total income of ₹2,649 cr (— on the year) and net profit of ₹545 cr (— on the year) for October to December 2023.
None of the 1 checks that could run raised a question.
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Numbers as filed with the exchanges, read by rules. Every flag is a question with its source, not an accusation. FinMinutes is a financial data and analytics platform; nothing here is a recommendation to buy, sell or hold any security. How each check works.