ICICIGI · Financial Services
No check fired. That is a statement about the checks below, not a verdict on the company.
Could not run on this quarter: Exceptional items that recur, Auditor's review or audit report, IPO money used as stated, Related-party transactions, Exits, postponements, restatements, Promoter pledges and allotments, Earlier promises against delivery, When the results were filed, Asset quality (lenders), Net interest margin (lenders). Most need the filing read (balance sheet, cash flow, auditor, disclosures).
Net profit a year ago, each driver's change, and net profit now. Blue added profit, red took it away.
Lenders are read on NIM, asset quality, provision cover and credit cost. Those come from the filing read, which is not in yet for this quarter, so margin, other-income and cash checks are withheld rather than shown on a template built for manufacturers.
| Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | ₹5,194 cr | ₹5,391 cr | ₹5,601 cr | ₹6,147 cr | ₹6,161 cr | ₹6,051 cr | ₹6,396 cr | ₹6,869 cr | ₹6,905 cr | ₹6,825 cr | ₹7,088 cr | ₹8,220 cr |
| YoY | — | — | — | +17% | +19% | +12% | +14% | +12% | +12% | +13% | +11% | +20% |
| Exceptional items | — | — | — | — | — | — | — | — | — | — | — | — |
| Tax rate | 25% | 26% | 25% | 24% | 25% | 24% | 25% | 24% | 24% | 24% | 25% | 24% |
| Net profit | ₹431 cr | ₹520 cr | ₹580 cr | ₹694 cr | ₹724 cr | ₹510 cr | ₹747 cr | ₹820 cr | ₹659 cr | ₹547 cr | ₹403 cr | ₹946 cr |
| YoY | — | — | — | +20% | +68% | −2% | +29% | +18% | −9% | +7% | −46% | +15% |
| EPS | ₹8.76 | ₹10.54 | ₹11.77 | ₹14.03 | ₹14.63 | ₹10.28 | ₹15.04 | ₹16.47 | ₹13.23 | ₹10.96 | ₹8.08 | ₹18.94 |
| Flags | · | · | · | · | · | · | · | · | · | · | · | · |
Each quarter is read with the same rules. Balance-sheet and cash checks run on half-year and annual quarters; filing-read checks run where a read exists.
ICICI Lombard General Insurance Company Ltd. reported total income of ₹6,161 cr (+18.6% on the year) and net profit of ₹724 cr (+68.0% on the year) for October to December 2024.
None of the 2 checks that could run raised a question.
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Numbers as filed with the exchanges, read by rules. Every flag is a question with its source, not an accusation. FinMinutes is a financial data and analytics platform; nothing here is a recommendation to buy, sell or hold any security. How each check works.