FEDERALBNK · Financial Services
No check fired. That is a statement about the checks below, not a verdict on the company.
Could not run on this quarter: Exceptional items that recur, Auditor's review or audit report, IPO money used as stated, Related-party transactions, Exits, postponements, restatements, Promoter pledges and allotments, Earlier promises against delivery, When the results were filed, Asset quality (lenders), Net interest margin (lenders). Most need the filing read (balance sheet, cash flow, auditor, disclosures).
Net profit a year ago, each driver's change, and net profit now. Blue added profit, red took it away.
Lenders are read on NIM, asset quality, provision cover and credit cost. Those come from the filing read, which is not in yet for this quarter, so margin, other-income and cash checks are withheld rather than shown on a template built for manufacturers.
| Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | ₹6,085 cr | ₹6,339 cr | ₹6,728 cr | ₹7,006 cr | ₹7,265 cr | ₹7,108 cr | ₹7,151 cr | ₹7,216 cr | ₹7,360 cr | ₹7,947 cr | ₹7,862 cr | ₹8,383 cr |
| YoY | — | — | — | +21% | +19% | +12% | +6% | +3% | +1% | +12% | +10% | +16% |
| Exceptional items | — | — | — | — | — | — | — | — | — | — | — | — |
| Tax rate | 25% | 25% | 26% | 25% | 26% | 23% | 25% | 26% | 25% | 19% | 25% | 26% |
| Net profit | ₹1,067 cr | ₹996 cr | ₹1,047 cr | ₹1,115 cr | ₹951 cr | ₹1,120 cr | ₹951 cr | ₹1,023 cr | ₹1,125 cr | ₹1,392 cr | ₹1,302 cr | ₹1,568 cr |
| YoY | — | — | — | +11% | −11% | +12% | −9% | −8% | +18% | +24% | +37% | +53% |
| EPS | ₹4.26 | ₹3.99 | ₹4.20 | ₹4.47 | ₹3.85 | ₹4.44 | ₹3.74 | ₹4.03 | ₹4.44 | ₹5.44 | ₹5.09 | ₹6.06 |
| Flags | · | · | · | · | · | · | · | · | · | · | · | · |
Each quarter is read with the same rules. Balance-sheet and cash checks run on half-year and annual quarters; filing-read checks run where a read exists.
Federal Bank Ltd. reported total income of ₹7,862 cr (+9.9% on the year) and net profit of ₹1,302 cr (+36.9% on the year) for April to June 2026.
None of the 2 checks that could run raised a question.
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Numbers as filed with the exchanges, read by rules. Every flag is a question with its source, not an accusation. FinMinutes is a financial data and analytics platform; nothing here is a recommendation to buy, sell or hold any security. How each check works.