CANHLIFE · Financial Services
A tax credit added to profit this quarter. Deferred tax recognised, or a reversal?
Profit before tax ₹28.0 cr; tax −₹1.1 cr, a credit.
Source: Quarterly statements
Could not run on this quarter: Exceptional items that recur, Swing to loss or profit, Auditor's review or audit report, IPO money used as stated, Related-party transactions, Exits, postponements, restatements, Promoter pledges and allotments, Earlier promises against delivery, When the results were filed, Asset quality (lenders), Net interest margin (lenders). Most need the filing read (balance sheet, cash flow, auditor, disclosures).
Lenders are read on NIM, asset quality, provision cover and credit cost. Those come from the filing read, which is not in yet for this quarter, so margin, other-income and cash checks are withheld rather than shown on a template built for manufacturers.
| Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 | |
|---|---|---|---|---|---|---|---|---|---|
| Total income | ₹3,323 cr | ₹1,516 cr | ₹2,783 cr | ₹3,632 cr | ₹2,348 cr | ₹4,202 cr | ₹1,374 cr | ₹4,351 cr | ₹2,555 cr |
| YoY | — | — | — | — | −29% | +177% | −51% | +20% | +9% |
| Exceptional items | — | — | — | — | — | — | — | — | — |
| Tax rate | 15% | −4% | 8% | 10% | 10% | 10% | 10% | 11% | 11% |
| Net profit | ₹37.0 cr | ₹29.0 cr | ₹32.0 cr | ₹23.0 cr | ₹41.0 cr | ₹28.0 cr | ₹35.0 cr | ₹28.0 cr | ₹43.0 cr |
| YoY | — | — | — | — | +11% | −3% | +9% | +22% | +5% |
| EPS | ₹0.39 | ₹0.31 | ₹0.34 | ₹0.25 | ₹0.43 | ₹0.29 | ₹0.37 | ₹0.30 | ₹0.45 |
| Flags | · | 1 | · | · | · | · | · | · | · |
Each quarter is read with the same rules. Balance-sheet and cash checks run on half-year and annual quarters; filing-read checks run where a read exists.
Canara HSBC Life Insurance Company Ltd. reported total income of ₹1,516 cr (— on the year) and net profit of ₹29.0 cr (— on the year) for October to December 2024.
1 check raised a question: A tax credit added to profit this quarter. Deferred tax recognised, or a reversal?
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