CANFINHOME · Financial Services
No check fired. That is a statement about the checks below, not a verdict on the company.
Could not run on this quarter: Exceptional items that recur, Auditor's review or audit report, IPO money used as stated, Related-party transactions, Exits, postponements, restatements, Promoter pledges and allotments, Earlier promises against delivery, When the results were filed, Asset quality (lenders), Net interest margin (lenders). Most need the filing read (balance sheet, cash flow, auditor, disclosures).
Net profit a year ago, each driver's change, and net profit now. Blue added profit, red took it away.
This quarter's filing carries a balance sheet and a cash flow statement. The cash, receivables and borrowing checks run once the filing read is in.
Lenders are read on NIM, asset quality, provision cover and credit cost. Those come from the filing read, which is not in yet for this quarter, so margin, other-income and cash checks are withheld rather than shown on a template built for manufacturers.
| Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | Q2 FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | ₹901 cr | ₹927 cr | ₹931 cr | ₹962 cr | ₹986 cr | ₹999 cr | ₹1,020 cr | ₹1,049 cr | ₹1,073 cr | ₹1,074 cr | ₹1,096 cr | ₹1,131 cr |
| YoY | — | — | — | +10% | +9% | +8% | +10% | +9% | +9% | +8% | +7% | +8% |
| Exceptional items | — | — | — | — | — | — | — | — | — | — | — | — |
| Tax rate | 22% | 23% | 22% | 23% | 21% | 16% | 19% | 24% | 22% | 2% | 21% | 21% |
| Net profit | ₹200 cr | ₹209 cr | ₹200 cr | ₹211 cr | ₹212 cr | ₹234 cr | ₹224 cr | ₹251 cr | ₹265 cr | ₹346 cr | ₹268 cr | ₹275 cr |
| YoY | — | — | — | +34% | +6% | +12% | +12% | +19% | +25% | +48% | +20% | +10% |
| EPS | ₹15.03 | ₹15.70 | ₹14.99 | ₹15.88 | ₹15.93 | ₹17.57 | ₹16.81 | ₹18.88 | ₹19.89 | ₹25.96 | ₹20.11 | ₹20.62 |
| Flags | · | · | · | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | 2 | ✓ | ✓ |
Each quarter is read with the same rules. Balance-sheet and cash checks run on half-year and annual quarters; filing-read checks run where a read exists.
Can Fin Homes Ltd. reported total income of ₹962 cr (+10.4% on the year) and net profit of ₹211 cr (+33.5% on the year) for July to September 2024.
None of the 2 checks that could run raised a question.
No. FinMinutes reports what was filed and the questions the numbers raise. It does not recommend buying, selling or holding any security.
Numbers as filed with the exchanges, read by rules. Every flag is a question with its source, not an accusation. FinMinutes is a financial data and analytics platform; nothing here is a recommendation to buy, sell or hold any security. How each check works.