AAVAS · Financial Services
No check fired. That is a statement about the checks below, not a verdict on the company.
Could not run on this quarter: Exceptional items that recur, Auditor's review or audit report, IPO money used as stated, Related-party transactions, Exits, postponements, restatements, Promoter pledges and allotments, Earlier promises against delivery, When the results were filed, Asset quality (lenders), Net interest margin (lenders). Most need the filing read (balance sheet, cash flow, auditor, disclosures).
Net profit a year ago, each driver's change, and net profit now. Blue added profit, red took it away.
Lenders are read on NIM, asset quality, provision cover and credit cost. Those come from the filing read, which is not in yet for this quarter, so margin, other-income and cash checks are withheld rather than shown on a template built for manufacturers.
| Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total income | ₹497 cr | ₹508 cr | ₹546 cr | ₹542 cr | ₹579 cr | ₹597 cr | ₹636 cr | ₹628 cr | ₹667 cr | ₹674 cr | ₹715 cr | ₹709 cr |
| YoY | — | — | — | +16% | +16% | +18% | +16% | +16% | +15% | +13% | +12% | +13% |
| Exceptional items | — | — | — | — | — | — | — | — | — | — | — | — |
| Tax rate | 22% | 22% | 20% | 22% | 22% | 22% | 20% | 22% | 22% | 22% | 21% | 22% |
| Net profit | ₹122 cr | ₹117 cr | ₹143 cr | ₹126 cr | ₹148 cr | ₹146 cr | ₹154 cr | ₹139 cr | ₹164 cr | ₹170 cr | ₹182 cr | ₹171 cr |
| YoY | — | — | — | +15% | +21% | +25% | +8% | +10% | +11% | +16% | +18% | +23% |
| EPS | ₹15.38 | ₹14.74 | ₹18.02 | ₹15.93 | ₹18.69 | ₹18.50 | ₹19.42 | ₹17.59 | ₹20.71 | ₹21.48 | ₹22.91 | ₹21.60 |
| Flags | · | · | · | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
Each quarter is read with the same rules. Balance-sheet and cash checks run on half-year and annual quarters; filing-read checks run where a read exists.
Aavas Financiers Ltd. reported total income of ₹628 cr (+15.9% on the year) and net profit of ₹139 cr (+10.3% on the year) for April to June 2025.
None of the 3 checks that could run raised a question.
No. FinMinutes reports what was filed and the questions the numbers raise. It does not recommend buying, selling or holding any security.
Numbers as filed with the exchanges, read by rules. Every flag is a question with its source, not an accusation. FinMinutes is a financial data and analytics platform; nothing here is a recommendation to buy, sell or hold any security. How each check works.