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Maruti Suzuki India

MARUTI · Auto & Truck Manufacturers · INE585B01010

Analyst mean 1.71 · 38 analysts · 89% bullish
₹13,948.00
Close 2026-07-31 · Balanced risk

Reading the Statements forensic interpretation

What the numbers mean when read together — computed from the filings, not a score.

Operating cash flow backs the profit

Operating cash flow is 130% of trailing profit — the earnings are converting to cash, not just accruals.

Full read

Last operating cash flow ₹19,100 cr against trailing net profit ₹14,679 cr. A ratio at or above ~0.9 means reported profit is showing up as real cash.

Net margin compressing

Net margin has narrowed from 9.6% to 7% year-on-year — profitability per rupee of sales is shrinking.

Full read

Quarter net margin 7% vs 9.6% four quarters earlier. Sustained compression signals pricing pressure, cost inflation, or mix deterioration.

Generates free cash

Free cash flow is positive and consistent — the business funds itself after capex.

Full read

Latest free cash flow ₹8,754 cr. Negative in only 1 of 12 years. A self-funding business needs less external capital and dilutes less.

Deleveraging

Borrowings have fallen 14% over two years — the balance sheet is getting lighter.

Full read

Borrowings down to ₹102 cr from ₹119 cr. Falling debt reduces finance cost and financial risk.

Capital work-in-progress is sticky

Capital work-in-progress has stayed high (27% of fixed assets) without converting to productive assets — worth checking whether projects are genuinely progressing.

Full read

CWIP ₹9,406 cr vs ₹7,735 cr two years earlier, against fixed assets ₹34,955 cr. Perennial CWIP that never becomes a fixed asset can hide stalled projects or capitalised costs that should have been expensed.

Price & Valuation 10-year, split-adjusted

Markers show corporate actions (splits, bonus, dividends). Prices are split-adjusted so the series is continuous.

Valuation & Quality

Valuation
P/E (TTM) 26.4x
P/B 4.05x
P/S 2.37x
PEG 1.4
P/FCF 97.3x
Dividend Yield 1.01%
Leverage
Debt / Equity conservative 0
Payout Ratio 30%
Returns & Margins
Operating Margin (TTM) 8%
Net Margin (TTM) 8%
Return on Equity 14.4%
Return on Assets 10.5%
Implied Growth (Graham) growth the market is pricing in 8.9%
Rule of 40 36.2
Growth 28.2% + Margin 8% — below 40

Ownership & Skin in the Game

Promoter58.65% ▲ 0.12
FII12.82%
DII
Mutual Funds15.33%

Quarterly Financials ₹ cr

MetricJun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue35,77937,44938,76440,92038,60542,34449,90452,462
Expenses30,67332,45033,68836,07633,98337,25844,33146,304
Other Income1,1181,5701,1251,5831,9241,0141,140581
Depreciation1,3321,3861,4291,4621,5561,7031,7351,748
Profit before tax4,8365,1414,7264,9184,9444,3394,9174,918
Net Profit3,7603,1023,7273,9113,7923,3493,8793,659
EPS119.5898.68118.54124.40120.62106.52123.38116.38

Balance Sheet ₹ cr, annual

ItemMar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital151151151157157157
Reserves52,35055,18261,64085,47996,083106,999
Borrowings5414261,24711987102
Fixed Assets14,98913,74717,83027,86532,98334,955
CWIP1,4972,9362,9047,7357,9299,406
Investments42,94542,03549,18457,29666,26576,838
Total Assets71,37674,65684,597115,304131,971148,881
DISCLAIMER: FinMinutes is a financial data and analytics platform, not a SEBI-registered investment adviser. Everything here is for educational and informational purposes. Forensic interpretations are computed from disclosed data and are not recommendations. Do your own due diligence.