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Diksha Polymers

DIKSHA · Petrochemicals · INE1OSI01014

Analyst mean 0.00 · 0 analysts · 0% bullish
₹205.00
· Extreme risk
Price
₹205.00
Mkt cap
₹107 cr
P/E (TTM)
40.5xexcl. exceptional items
P/B
16.78x
Book value
₹12.2
D/E
2.30
Consolidatedstandalone figures are read separately and never mixed into these tables

What's newsince the last filing we processed

Annual report Annual Report 2022 Open
Announcement 8 Jun - Trading window closed from April 1, 2026 until 48 hours after Q4 FY26 results. Open

Read from the offer document

This company listed within the last twelve months, so its prospectus is still the primary source. The figures below were extracted from the DRHP and RHP before listing and scored then, and they are shown here as they stand in the IPO record rather than restated.

91/100 32% coverage
₹112 SME platform
₹18.00 cr
+2.2%

What the score is made of

Score components
Issue structure70
Financial quality55
Valuation vs peers55
Underwriter quality60
Governance forensics1

The business

The numbers as filed

The offer, ownership and risks

The offer and who ran it
10
1,200
268,800

Reading the Statements forensic interpretation

What the numbers mean when read together — computed from the filings, not a score.

Profit repeatedly fails to become cash

Operating cash is only -92% of profit, and operating cash has been negative in 5 of the last 11 years — this is a pattern, not a one-off timing gap.

Why this reading: Flagged because the shortfall is persistent (5 weak years), material, and unexplained by a single year of working-capital movement.

Full read

Latest operating cash ₹3 cr vs trailing profit ₹-3 cr. A repeated gap between profit and cash points to structural earnings quality issues rather than benign timing.

Free cash flow is variable

Free cash flow swings between positive and negative across the cycle.

Why this reading: Surfaced for context, not as a concern — it only becomes meaningful if it persists or pairs with other signals.

Full read

Latest ₹3 cr, negative in 3 of 11 years.

Forensic modelscomputed from the filed statements

Every score below is calculated here from the reported numbers — none of it is asserted. Open the notebook at the foot of the section to see each formula with this company's figures in it.

Altman Z″

Needs current assets and current liabilities.

Piotroski F

3 / 7 2 not testable
  • Profitable this year
  • Operating cash positive
  • Return on assets improved
  • Cash exceeds profit
  • Leverage reduced
  • Liquidity improved
  • No share dilution
  • Margin improved
  • Assets working harder
What is this, and how do I read it?

Piotroski F-Score — fundamental momentum — Joseph Piotroski, University of Chicago, 2000, in a study of whether accounting signals could improve returns among cheap stocks.

Nine yes-or-no tests across profitability, leverage and operating efficiency. Each pass scores one. It asks a narrow question: is this business getting better or worse on its own terms, year over year?

Profitability (4 tests)
Positive profit, positive operating cash, improving return on assets, and cash exceeding profit. The last is the quality test — profit that outruns cash is the one to question.
Leverage and liquidity (3 tests)
Falling debt, improving current ratio, no new shares issued. Growth funded by dilution scores zero here.
Operating efficiency (2 tests)
Improving margin and improving asset turnover.

How to read it7 or more suggests improving fundamentals; 3 or fewer suggests deterioration. It measures direction, not quality — a weak company improving can score higher than a strong one holding steady.

Where it failsA single year of comparison, so one unusual year distorts it. Says nothing about valuation, competitive position or management. Piotroski designed it to rank already-cheap stocks, not to judge a company in isolation.

Beneish M

Needs trade receivables, current assets, other expenses.

Cash vs profit

-0.24× 11-year cumulative

Accruals are -50.5% of assets. Free cash flow negative in 3 of 11 years.

Leverage & coverage FY2024

Debt / equity-0.85×
Interest coverage-0.06×

Capital that builds FY2021 → FY2024

Capital deployed+-2%
Revenue produced+-100%
Still in CWIP₹0 cr

Capital is going in far faster than revenue is coming out. For a business mid-build that is expected — the test is whether it converts.

The formula notebook — every number above, worked out
Cash vs profit cumulative operating cash flow ÷ cumulative net profit ₹12 cr ÷ ₹-51 cr, over 11 years -0.24× Below 1.0 and persistent means profit is being recognised before the cash arrives.
Accruals (Sloan) (net profit − operating cash flow) ÷ average total assets (₹-3 − ₹3) cr ÷ average assets -50.5% Negative means cash exceeded profit — the healthier reading. Positive above ~10% is where accruals start to dominate earnings.
Interest coverage EBIT ÷ finance cost ₹0 cr ÷ ₹3 cr -0.06× How many times operating profit covers the interest bill.
Debt to equity borrowings ÷ net worth ₹24 cr ÷ ₹-29 cr -0.85× Read against the sector — infrastructure carries more than software.
Capital that builds growth in fixed assets + CWIP, against growth in revenue capital +-2% vs revenue +-100%, FY2021 to FY2024 98pp gap Money going in far faster than revenue coming out. For an incubator this is expected — the test is whether it eventually converts.

Going deepersame statements, harder questions

Montier C-Score

Needs more balance-sheet detail (only 3 of 6 flags testable).

Return on invested capital FY2024

ROIC3.1%
On new capital since FY2021 -58.7%
Capital employed₹-4 cr

NOPAT over equity plus debt less cash, at a notional 25% tax. Incremental ROIC is the return on money put in since then — the number that decides whether growth creates value or consumes it.

What is this, and how do I read it?

Return on invested capital, and incremental ROIC — Standard in corporate finance; the incremental form was popularised by Michael Mauboussin as the test of whether growth creates value.

ROIC measures what the business earns on all the capital it employs — equity plus debt, less cash. Incremental ROIC asks a sharper question: what has it earned on the money put in since a chosen year?

NOPAT
Operating profit after a notional tax charge, so the figure is independent of how the company is financed. We use 25%.
Invested capital
Equity plus borrowings less cash — the money actually at work.
Incremental ROIC
Change in NOPAT divided by change in invested capital. If it sits below the cost of capital, growth is destroying value however fast revenue rises.

How to read itROIC comfortably above the cost of capital — call it 11–13% in India — means growth compounds. Below it, growth consumes. Incremental below headline means recent investment is earning less than the legacy business.

Where it failsDistorted in the year of a large acquisition. Understated for companies mid-build, where capital is deployed but capacity has not yet been commissioned — an incubator will look poor until it does not.

Earnings quality ladder FY2024

Cash ÷ EBITDA-16.12×
Cash ÷ profit-0.92×
Free cash ÷ profit-0.92×

Read downward. Cash can cover EBITDA and still not survive capex — the third rung is where a capital-hungry business shows itself.

What is this, and how do I read it?

The earnings quality ladder — Not a named model — the standard sequence an analyst walks when testing whether reported profit is real.

Three ratios read in order, each stricter than the last.

Cash ÷ EBITDA
Does operating profit arrive as cash? Below 0.8 points to working capital absorbing it.
Cash ÷ profit
Does bottom-line profit arrive as cash? Below 1.0 persistently is the classic warning.
Free cash ÷ profit
Does anything survive capex? This is where capital-hungry businesses reveal themselves — a company can pass the first two and still never generate spendable cash.

How to read itRead downward. Each rung failing where the one above passed tells you exactly where the cash is going.

Where it failsA single year of heavy capex depresses the third rung legitimately. Judge it across a cycle.

What the price implies

18.2% free cash flow growth, every year for ten years

The growth rate that makes today's market value equal the discounted cash flows, at a 11.5% discount rate and 4.0% terminal growth. Not a forecast — the arithmetic of what is already in the price. Compare it with what the business has actually delivered.

What is this, and how do I read it?

Reverse DCF — the growth already in the price — A standard inversion of discounted cash flow, used to avoid the forecasting problem entirely.

Instead of forecasting cash flows and deriving a value, it takes today's market value as given and solves for the growth rate that would justify it. The output is not a view — it is the arithmetic of what the market is currently assuming.

Discount rate
The return required for the risk taken. We use 11.5%, roughly the long-run cost of equity in India.
Terminal growth
Growth beyond the explicit ten years. We use 4%, near long-run nominal GDP.
The output
The free-cash-flow growth rate, every year for a decade, that makes the discounted total equal today's market value.

How to read itCompare it with what the business has actually delivered. A price implying 30% a year against a decade of 15% is a demanding assumption; the reverse is a modest one.

Where it failsUseless when free cash flow is negative or unusually depressed, which is common mid-capex. Highly sensitive to the discount rate — a point either way moves the answer materially.

Cost of debt FY2024

Interest ÷ average borrowings11.39%
Average borrowings₹24 cr

Against a policy rate near 6%, most sound Indian corporates borrow between 7% and 10%.

What is this, and how do I read it?

Cost of debt — Interest expense over average borrowings — the effective rate the company actually pays.

What the lenders charge, which is a market verdict on credit quality that no rating agency delay affects.

Well below the policy rate
Suggests interest is being capitalised into assets rather than expensed, or that funding comes from related parties on non-market terms.
Near the policy rate plus a normal spread
Ordinary bank funding. Nothing to explain.
Well above
Lenders are pricing risk the equity market may not yet be.

How to read itAgainst a policy rate near 6%, most sound Indian corporates borrow between 7% and 10%. Read the direction over years as much as the level.

Where it failsUnderstated where a large share of interest is capitalised into projects under construction. Not meaningful for lenders, where interest is cost of goods.

Reading the numbers on this pagetwo bases, both shown

What the filings we hold do not give

Models that need these lines are withheld rather than estimated: net worth, current assets, current liabilities, trade receivables, inventory, net block. Nothing on this page is back-solved from a figure the company did not publish.

Published screening frameworksrules applied, not opinions quoted

Each framework below is a set of stated, mechanical criteria from published work, run against this company's own filed numbers. Passing or failing a screen is not a verdict — different frameworks disagree by design, and that disagreement is itself informative.

Graham — defensive investor

0 / 4
  • Debt below net worth ₹24 cr vs ₹-29 cr
  • Positive earnings every year 7 of 12 years
  • P/E below 15 40.5×
  • P/E × P/B below 22.5 679.6

Benjamin Graham's stated criteria for a defensive stock, applied to the filed numbers. A company failing several is not disqualified — Graham designed these to be deliberately strict.

Greenblatt — magic formula

0 / 2
  • Return on capital above 20% 4.1%
  • Earnings yield above 8% 2.5%

Two ratios only: what the business earns on its capital, and what you pay for those earnings. Designed to be ranked across a universe rather than read in isolation.

O'Neil — CAN SLIM growth tests

1 / 2
  • Return on equity above 17% 10.4%
  • Share count not expanding equity capital ₹10 cr

The fundamental half of William O'Neil's framework. The market and leadership components are judgement calls and are not scored here.

Quality — compounder tests

1 / 3
  • Cash conversion above 0.9× -0.24× over 11 years
  • Interest covered more than 4× -0.06×
  • Debt below half of equity -0.85×

The characteristics long-term holders commonly look for: cash-backed earnings, high returns on capital, and debt that never forces a decision.

The page in pictures

Revenue and what it leaves behind

Bars are revenue; the line is net margin. Revenue rising while the line falls is the shape worth noticing.

FY17 · 54FY17FY18 · 42FY18FY19 · 28FY19FY20 · 0FY20FY21 · 0FY21FY22 · -1FY22FY23 · 0FY23FY24 · 0FY24
Revenue (₹ cr)Net margin %

Where the year's cash went — FY2024

Operating cash first, then what the business spent and raised.

3Operating cash0Investing−3Financing

Quality over time

One year is a snapshot. These are the two lines that matter across a cycle.

11-24-59-94FY17FY18FY19FY20FY21FY22FY23FY24
Cash ÷ profit (×)ROCE (÷10)

Where cash gets stuck

Rising debtor or inventory days against flat sales is the earliest visible sign of stress.

330,310208,41086,510-35,390FY16FY17FY18FY19FY20FY21FY22FY23
Debtor daysInventory daysPayable daysCash cycle
Growth & valuation workspace

Set your own assumptions and watch the numbers move. A scenario calculator — the outputs are the arithmetic of your inputs.

User-driven scenario tool. Implied value and CAGR follow only from the assumptions you set — not a FinMinutes forecast, recommendation, or target price.

Valuation & quality

One canonical set of figures — the same numbers used everywhere else on this page and on the screener.

What you payHow the price compares with earnings, book and sales.
P/E (TTM)
40.5x
trailing 12m, live feed
P/B
16.78x
How it is fundedLeverage and what is returned to shareholders.
Debt / equity
2.30
leveraged
Book value / share
₹12.2

Ownership & Skin in the Game

How the register has moved over recent quarters — the direction matters more than the level.

Promoter ― 0.00
Jun '2669.24% Jun '2669.24%

Promoter held steady from 69.24% to 69.24% across these quarters.

Other ― 0.00
Jun '2630.76% Jun '2630.76%

Other held steady from 30.76% to 30.76% across these quarters.

Working capital12-year series

Where cash gets stuck. A rising inventory or debtor line against flat sales is the earliest sign of trouble in the numbers.

MeasureFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023
Debtor days
How long customers take to pay
4911767111294,92000
Inventory days
How long stock sits before it sells
547497000
Payable days
How long the company takes to pay suppliers
3110122
Cash conversion cycle
Debtor + inventory − payable days
7190143111294,92000
Working capital days484976366245,645-179,215-20,743
ROCE %
Return on capital employed
9.6%10.6%5.3%-6.2%-57.8%-144.4%-63.2%
Trends

The shape of the business over time (annual) — read the direction, not the single print.

Revenue (₹ cr)
FY201928.1FY20200.0FY20210.0FY2022-0.6FY20230.0FY20240.0
Net profit (₹ cr)
FY20190.2FY2020-5.7FY2021-22.7FY2022-19.2FY2023-3.0FY2024-3.0

Annual Profit & Loss ₹ cr

LineFY2019FY2020FY2021FY2022FY2023FY2024
Revenue from operations2800-100
Other income000000
Depreciation000000
Finance cost233333
Profit before tax0-6-23-19-3-3
Net profit (owners)0-6-23-19-3-3
EPS (₹)0.16-5.77-23.00-19.49-3.01-3.01

Exceptional items, total income and EBITDA are read from the filed statements.

Balance Sheet ₹ cr, annual

ItemFY2019FY2020FY2021FY2022FY2023FY2024
Equity Capital101010101010
Reserves159-13-33-36-39
Borrowings232424252424
Net block111010101010
CWIP000000
Investments021000
Total Assets504829111111

Cash Flow ₹ cr

LineFY2019FY2020FY2021FY2022FY2023FY2024
Cash from operations-13202223
Cash from investing-8-41100
Cash from financing24-19-3-3-3-3
Free cash flow-23202223
Net change in cash3-301-10

Cash from operations is the number profit has to answer to. Free cash flow is what remains after the business pays for its own growth.

Disclosure & evidencewhat the filings actually show

These are coverage counts, not ratings. Each one asks a fixed set of questions of the filings and reports how many the company answered. A company that discloses nothing counts nothing here — that is a statement about the disclosure, not about the business.

Capital discipline

1 of 4 disclosed weighted 2 of 10
What was looked for
  • Profit converts to cash — -0.24× over 11 years
  • Free cash flow not persistently negative — 3 of 11 years negative
  • Capital converts into revenue — capital +-2% vs revenue +-100%
  • Interest comfortably covered — -0.06×
DISCLAIMER: FinMinutes is a financial data and analytics platform, not a registered investment adviser. Everything here is for educational and informational purposes. Forensic interpretations are computed from disclosed data and are not recommendations. Do your own due diligence.
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