RBL Shoprite Credit Card is for frequent shoppers as it offers benefits based on cardholder’s shopping preferences. If a consumer is fond of both shopping and saving, then there can be no better option than the RBL Shoprite Credit Card. This credit card offers rewards and discounts on groceries, movies, and fuel through seamless payments, making the shopping experience even more fun and rewarding.
Users can avail of a host of benefits at an annual membership fee of ₹ 500 and can get an annual fee waiver by making expenditure of ₹ 1.5 lakhs or more in a membership year. Get 2,000 reward points as a welcome gift. Earn 20 RPs for every ₹ 100 spent on grocery shopping, a 10% discount offer on BookMyShow, 1% fuel surcharge waiver.
Key Highlights of RBL Shoprite Credit Card
| Key Highlights | Joining Fee | ₹ 500 |
| Annual Fee | ₹ 500 (waived off on spends of ₹ 1.5 lakh or more in previous year) | |
| Welcome Benefit | 2,000 reward points as welcome gift | |
| Best Suited For | Shopping | |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver |
- An excellent entry level card for grocery and day to day life goods purchase
- Comes with a flexible annual fee
- It is a beginner friendly card that comes with a very easy eligibility criteria.
- Rewards points can be redeemed for various options like movie, travel, hotel, recharge, lifestyle products etc at a nominal reward redemption fee
- Available on all platforms e.g. Visa, Mastercard, and RuPay
- No fancy memberships on offer with this credit card, no free lounge access.
- Late payment and interest charged is higher compared to industry peers
- No insurance benefits on offer.
Known as a shoppers card, RBL Shoprite is a entry level card that provides decent rewards on daily life shopping e.g. grocery, movie tickets on bookmyshow, fuel, entertainment etc. The card is also available on RuPay platform along with Visa and Mastercard so all the UPI benefits are available with it.
Features & Benefits of RBL Shoprite Credit Card
| Benefits | Details |
| Welcome Benefit | By paying the RBL Shoprite Credit Card’s joining fee of ₹ 500, users will get 2,000 reward points as a welcome gift credited to their account within 60 days of card issuance. To avail of the benefits swipe your credit card within 30 days of issuance. |
| Reward Benefits | User’s will- Earn 20 RPs for every ₹ 100 spent on grocery shopping Earn 1 RP for every ₹ 100 spent on other expenditure |
| Entertainments | Book movie tickets through BookMyShow and avail a 10% discount (up to ₹ 100) on movie tickets 15 times within a calendar year. |
| Fuel Surcharge Waiver | Refuel with a Shoprite Credit Card and get a fuel surcharge waiver of 1% on transaction amounts across all fuel stations, with a maximum cap of ₹100 per month, one can enjoy a waiver for transactions between ₹ 500 – ₹ 4,000 |
| Other | Annual fee reversal benefit is applicable on spends of ₹ 1.5 lakh or more in the previous year |
| Airport Lounge Access | NA |
| Insurance Benefits | NA |
Reward Redemption Process
Through RBL rewards, you can redeem your reward points for hotel, flight bookings, vouchers, gifts, recharges, shopping, lifestyle products, etc.
1 Reward Point = ₹0.25
A reward redemption fee of ₹ 99 is applicable. The reward redemption fee will be charged once for redemptions made in a single day.
Fees & Charges
| Types of Charges | Details |
|---|---|
| Card available on | RuPay, Visa, and Mastercard platforms. On the RuPay credit card, all the UPI features like scan and pay, money transfer, etc are available. |
| Joining Fee | ₹ 500 + GST |
| Annual Fee | ₹ 500 + GST (waived off on spends of ₹ 1.5 lakh or more) |
| Add-on Card Fee | Nil |
| Interest Rate | APR up to 3.99% per month (equivalent to 47.88% per annum) |
| Cash Advance Fee | 2.5% of the cash amount withdrawn, with a minimum of ₹500 |
| Late Payment Fee | 12.5% of outstanding balance with a minimum of ₹5 and a maximum of ₹1,300 |
| Reward Redemption Fee | ₹ 99, Reward redemption fee will be levied one time for redemptions made in a single day |
| Foreign Currency Mark-Up Fee | 3.5% on all international transactions |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver on transaction amount between ₹ 500 – ₹ 4,000 across all fuel stations with a maximum cap of ₹100 per month |
| EMI Processing Fee | ₹ 199 |
| Rental Fee | 1% of the rental transaction amount |
| Over Limit Penalty | ₹ 600 |
| Branch Cash Deposit Fee | ₹ 250 for cash deposit transactions at the RBL Bank branch |
| Cash Payment at RBL Bank Branches | ₹ 100 |
| Cheque Return/Dishonor Fee | ₹ 500 |
Eligibility Criteria for RBL Shoprite Credit Card
To be eligible for RBL Shoprite Credit Card, one must fulfill the following criteria:
| Eligibility criteria | Details |
|---|---|
| Age | Must be between 18 and 65 years old |
| Citizenship | Indian |
| Occupation | Salaried or self-employed |
| Income | Minimum annual income should be ₹3 lakh or more |
| Credit Score | At least 750 or more |
Required documents
Applicants will be required to submit proof of identity, address and income for RBL Shoprite Credit Card:
How to apply for RBL Shoprite Credit Card
To apply for an RBL Shoprite Credit Card, one can choose online method or In-person application method (offline)
Offline or In-person application
- Visit an RBL Bank branch
- Take the application form & fill it with proof of identity (such as a copy of your PAN, Aadhaar, or passport), proof of residence (such as a utility bill, driving license, PAN, or Aadhaar), & income proof (such as salary slips or Form 16)
- Finally submit your application
Click here to know about a similar card from SBI Bank (SBI’s beginners friendly Simply Save credit card)
Online
- Go to the RBL Bank’s official website www.rblbank.com
- Select Credit Cards & choose the RBL Shoprite Credit Card
- Click Apply Now
- Enter personal details, including name, address, contact details, gender and date of birth
- Click “I am not a robot” and verify
- Click “Get OTP” to receive a one-time password (OTP)
- Enter the OTP to confirm your identity
- Provide further information, including area pin code, Residential address, Primary source of income, Monthly income, PAN card details
- Review the T&C (terms and conditions) and authorize RBL Bank to contact you
- Click Submit
Customer Care Service
One can contact RBL Bank’s Shoprite credit card customer care via:
Call +91 22 6232 7777
Email at cardservices@rblbank.com
Other ways to contact RBL Bank customer care for:
Banking Queries: Call +91 22 6115 6300
SuperCard Helpline: Call +91 22 7119 0900
Micro Finance Queries: Call +91 22 6184 6300
API Banking Support: Email APIBanking@rblbank.com
Registered Partner Support: Email partnersupport@rblbank.com
Grievance Redressal: Email grievanceredressal@rblbank.com
FAQs
What is the Annual Fee of RBL Shoprite credit card?
The annual fee of this credit card is ₹ 500+ GST. This annual fee is waived on spends of ₹ 1.5 lakh or more in the prior year.
What is the RBL Shoprite Credit Card Maximum Limit?
The minimum limit and maximum limit for RBL Shoprite Credit Card depend on several factors such as the cardholder’s creditworthiness, financial stability, repayment history, income and internal policies of the bank, ability to manage credit responsibly, etc.
What is the movie discount offered on this card?
Book movie tickets through BookMyShow and avail a 10% discount ( of up to ₹ 100) on movie tickets 15 times within a calendar year.
What is the welcome gift for this card?
By paying the RBL Shoprite Credit Card’s joining fee of ₹500, cardholders will get 2,000 reward points as a welcome gift that will be credited to their account.
What to do if the RBL Bank’s credit card is damaged?
If your RBL Bank credit card gets damaged, inform the bank who will provide you with a replacement card. The bank may charge you some fees in return.
What steps should be taken if a RBL Bank credit card is lost?
If you lose your RBL Bank Shoprite credit card, immediately contact the bank and request to block your card without any delay. The bank will ensure that your card is not misused and will provide you with a replacement card.
What is the reward structure on this card?
– Earn 20 RPs for every ₹ 100 spent on grocery shopping.
– Earn 1 RP for every ₹ 100 spent on other expenditures.
