IndusInd Bank credit card benefits are numerous, as the bank is considered one of the largest private-sector lenders in India. All the categories of credit cards offered by IndusInd Bank to its valued customers come with a wide range of benefits and lifestyle perks based on their utility.
IndusInd Bank Credit Card Benefits
The benefits include:
Welcome Benefit, Cashback, Rewards, Discounts, Reward Points, Fuel Surcharge Waiver, Movie Offers, Dining Delights, Concierge Services, Lounge Access, Priority Pass Membership, Waiver On Foreign Currency Mark-Up, Golf Rounds, Insurance Covers, Contactless Technology For Transactions, Auto Assist Service, Card Security Features, Travel Plus Membership, Complimentary Postcard Hotel Vouchers & many more.
IndusInd Bank offers premium cards as well as entry-level credit cards, keeping in mind the needs of users. However, one should always analyze their expenses, preferences, and needs before applying for a credit card to enjoy all the benefits available with that particular card. Read on to know more about the detailed features and benefits of the popular IndusInd credit cards listed below to avoid confusion and find the right option to suit your needs.
Popular Credit Cards Offerings from IndusInd Bank
Some of the top and popular credit cards introduced by IndusInd Bank so far are – IndusInd Bank Legend Credit Card, IndusInd Bank Platinum RuPay Credit Card, IndusInd Pinnacle Credit Card, IndusInd Bank EazyDiner Credit Card, IndusInd Platinum Aura Edge Visa/Mastercard Credit Card, and IndusInd Bank Avios Visa Infinite Credit Card.
IndusInd Bank Legend Credit Card
| Benefits | Details |
|---|---|
| Welcome Benefit | – Enjoy best-in-class luxury and indulge your senses at the Oberoi Hotel Chain. Enjoy the collection of intimate luxury hotels across India and a blend of luxury with simplicity – Get access to 30+ global luxury brands across 360+ stores in 30 cities in India. With an IndusInd Bank Credit Card, you can enjoy various discount vouchers from top brands – Experience Montblanc, a brand that epitomizes excellence of craftsmanship and quality. |
| Travel Benefits | – Priority Pass Program: Enjoy access to over 600 lounges across the globe using complimentary Priority Pass – Travel Plus Program: Enjoy special waivers on lounge usage charges outside India – Travel Insurance: Insurance Coverage– Sum Assured (Up To) Lost baggage– ₹ 1,00,000 Loss of passport– ₹ 50,000 Lost ticket– ₹ 25,000 Delayed baggage– ₹ 25,000 Missed connection– ₹ 25,000 |
| Foreign Currency Mark-Up fee: | Enjoy a 1.8% discounted foreign currency markup fee on your international transactions |
| Dining Benefits | – Get a joining bonus of 2000 points at EazyDiner – At premium restaurants and bars, you can get up to 50% instant discount |
| Movie Benefit | Buy one movie ticket and get another free (BOGO)Up to 3 free movie tickets given in a month – Get an additional ₹50 discount on choosing the F&B option – This offer is valid across all theatres registered with BookMyShow |
| Reward Benefits | Weekday spends; ₹ 100 spent = 1 reward point Weekend spends; ₹ 100 spent = 2 reward points |
| Milestone Benefit | Enjoy 4,000 Bonus Reward Points when you spend ₹ 6,00,000 or more within one year from the date of issuance of your credit card |
| Insurance Benefits | Air Accident Cover: Up to ₹ 25,00,000 ‘Total Protect’, a first-of-its-kind program that covers you for an amount equal to your card’s credit limit and is also available on add-on cards. ‘Total Protect’ covers your unauthorized Transactions in Case of Card Loss/Stolen & Counterfeit Fraud |
| Fuel Surcharge Waiver | You will get a 1% fuel surcharge at any fuel station all over India on transactions between ₹ 500 – ₹ 3,000 |
| Domestic Lounge Access | 1 complimentary domestic airport lounge access every quarter (4 each year) |
| Contactless Card | The contactless feature enables you to make fast, convenient and secure transactions for your everyday purchases, by simply tapping your credit card at merchant locations where standard card payments are accepted. Shop at over 10,00,000 stores in India and 30 million stores worldwide that accept card payments. |
| Auto Assist Benefits | Avail the Auto Assist facility that will provide on-the-spot assistance and resolve your issue. All you need to do is give us a call. We provide 24×7 assistance throughout the year |
| Concierge Benefits | Offers you a team of highly skilled professionals, available from any corner of the world, to assist you with flight bookings, hotel reservations, sports, entertainment booking, exclusive booking and any kind of assistance required such as weather, destination, landmarks, mode of transport, flowers and gifts related management, recommendations, etc. |
| Financial Flexibility | This credit card offers an interest-free period or grace period of 50 days |
| Security & Control | An EMV chip strengthens protection against fraud. You can also set spending limits and receive real-time transaction alerts, helping you stay in control of your finances |
IndusInd Bank Platinum RuPay Credit Card
| Benefits | Details |
|---|---|
| Welcome Benefits | Complimentary vouchers and gift cards as welcome benefit from various top brands |
| Dining Benefits | Get the opportunity to enjoy culinary delights where cardholders can get up to 20% off, as well as unique meal deals all over India |
| Travel Benefits | Cardholders are eligible to get travel-related perks such as savings on airline tickets, hotel reservations, and other travel-related expenses, but there are no benefits of complimentary airport lounge access with this card. |
| Insurance Benefits | Personal Air Accident Insurance Cover: up to ₹ 25 lakh Travel Insurance Coverage:  Insurance Coverage Sum Assured (Up To) Lost baggage: ₹ 1,00,000 Loss of passport: ₹ 50,000 Lost ticket: ₹ 25,000 Delayed baggage: ₹ 25,000 Missed connection: ₹ 25,000 |
| Fuel Surcharge Waiver | 1% Fuel Surcharge Waiver is applicable across all fuel stations in India on transactions b/w ₹ 400 – ₹ 4,000. |
| UPI Benefits | Credit Card enabled on UPI. |
| Rewards Benefits | Earn 2 Reward Points on every ₹ 100 transaction done through UPI Earn 1 Reward Point on every ₹ 100 transaction on non- UPI transactions Earn ₹ 0.70 on every ₹ 100 in select merchant categories (reward offers applicable for both UPI & non-UPI transactions) Fuel transactions, utility bill payments, insurance premium payments, government services/charges/payments, education institute fees, real estate, rental payments, and wallet reload will not accrue any reward points |
| Concierge Services | Cardholders can get access to concierge services that include assisting cardholders in travel bookings, restaurant reservations, and other such services. |
| Total Protect Program | Total Protect Program is a pioneering program that provides coverage up to the limit of your credit card, as well as extends to add-on cards. With this protection, you can be completely worry-free about any fraudulent transactions made using your card. Total Protect covers unauthorized transactions, loss, theft, and counterfeit fraud up to the credit limit. |
| Easy EMIs | With the conversion of high-value purchases into easy installment payments (EMIs) using a credit card with multiple repayment tenure options, helping you manage your spending more efficiently |
| Contactless Credit Card | Make fast, convenient, and secure purchases by simply tapping your card at merchant locations that accept contactless payments. |
IndusInd Pinnacle Credit Card
| Benefits | Details |
|---|---|
| Welcome Benefit | Feel the experience of luxury, exotic holidays & memorable stays with family & friends at the stunning Oberoi Hotels – Enjoy the combination of luxury & simplicity with the collection of luxury hotels hidden in holiday destinations across India – Get access to 30+ global luxury & premium brands across 360+ stores in 30 cities in India. – With an IndusInd Bank Credit Card, you can enjoy various discount vouchers from top brands – Experience Montblanc, a brand that epitomizes excellence of craftsmanship and quality |
| Reward Benefits | On E-Commerce Transactions: ₹ 100 spent = 2.5 reward Points On E-Com Travel & Airline Transactions: ₹ 100 spent = 1.5 reward points On Pos, Moto, IVR Transactions & Standing Instructions: ₹ 100 spent = 1 reward point |
| Insurance Benefits | The Total Protect program offers coverage up to an amount equal to your card’s credit limit, which is also available on add-on cards. Total Protect covers you for the following: – Air Accident Cover: up to ₹ 25,00,000 – Cover Against Counterfeit Fraud: The claim must be reported within 15 days from the date of issuance of the statement – Unauthorized Transactions in Case of Loss/Theft of Card: Insurance cover is available for the first 48 hours after reporting |
| Travel Benefits | Travel Plus Program: Enjoy exclusive waiver on lounge access charges outside India (max of 8 lounge access/year of value $27) Travel Insurance Coverage:  Insurance Coverage Sum Assured (Up To) Lost baggage– ₹ 1,00,000 Loss of passport– ₹ 50,000 Lost ticket– ₹ 25,000 Delayed baggage– ₹ 25,000 Missed connection– ₹ 25,000  Priority Pass Membership: Get access to over 700 lounges worldwide as part of the Priority Pass program privileges |
| Movie Offers | Enjoy the ‘BOGO’ offer on movie tickets via BookMyShow. The max discount for each ticket is capped at ₹ 200. |
| Concierge Services | Get 24×7 complimentary concierge service from a highly skilled professional team. Such as Hotel Reservations, Flight Bookings, Pre-Trip Assistance, Sports & Entertainment Bookings, Special Bookings, Flowers & Gifts, etc. |
| Golf Benefits | Enjoy complimentary golf games & lessons at some of the most beautiful golf courses and golf clubs across India – Avail supplementary Hole-in-One Insurance policy of ₹ 20,000 |
| Fuel Surcharge Waiver | Enjoy a waiver of 1% on fuel surcharge for all transactions between ₹ 500 – ₹ 4,000 at any fuel station across India |
| Auto Assist Benefit | Use the 24X7 call service to get assistance under the Auto Assist feature where you will be provided with on-the-spot assistance. This assistance is available for the whole year. |
IndusInd Bank EazyDiner Credit Card
| Benefits | Details |
|---|---|
| Welcome Benefits | Get a 1-year EazyDiner Prime membership for ₹ 2,495 and enjoy 25% to 50% off at over 2000+ premium restaurants and bars – 3X EazyPoints and redeem them for lux hotels & free meals 2000 welcome bonus EazyPoints – The Postcard Hotel Stay voucher of ₹ 5,000 |
| Dining Benefits | Avail extra 25% off up to ₹ 1,000 every time you eat out & pay via PayEazy on the EazyDiner app. Extra 25% off up to ₹ 1,000 through EazyDiner credit card only on paying on the EazyDiner app via PayEazy – Every diner gets a complimentary premium alcoholic beverage at over 200 select restaurants. |
| Movie Benefits | Get 2 complimentary movie tickets worth ₹ 200 each every month on BookMyShow |
| Reward Benefits | Get 10 reward points on every ₹ 100 spent on dining, shopping & entertainment – Get 4 reward points on every ₹ 100 spent on all other spends |
| Travel Benefits | 2 complimentary domestic airport lounge visits every calendar quarter across India. |
| Fuel Surcharge Waiver | Enjoy a waiver of 1% on fuel surcharge for all transactions between ₹ 500 – ₹ 3,000 at any fuel station across India |
| Total Protect Program | With this protection, you can be completely worry-free about any fraudulent transactions made using your card. Total Protect covers unauthorized transactions, loss, theft, and counterfeit fraud up to the credit limit. It is also available on Add-on cards. |
| Insurance Covers | ‘Total Protect’ covers you for any Unauthorized Transactions in Case of Card Loss/Stolen & Counterfeit Fraud |
| Contactless Credit Card | Fast, convenient and secure purchases by simply tapping your card at merchant locations that accept contactless payments |
IndusInd Bank Platinum Aura Edge Visa/Master Credit Card
| Benefits | Details |
|---|---|
| Welcome Benefits | Get access to 30+ global luxury & premium brands across 360+ stores in 30 cities across India. With an IndusInd Bank Credit Card, you can enjoy various discount vouchers from top brands |
| Reward Benefits | Earn up to 8X Reward Points on select merchant categories, for every ₹100 spent. |
| Travel Benefits | ‘Total Protect ’- a first-of-its-kind program that covers you for an amount equal to your card’s credit limit and is also available on add-on cards. ‘Total Protect’ covers you for unauthorized Transactions in Case of Card Loss/Stolen and Counterfeit Fraud |
| Insurance Benefits | Personal air accident insurance cover: up to ₹ 25 lakh Travel Insurance Coverage: Insurance Coverage– Sum Assured (Up To) Lost baggage– ₹ 1,00,000 Loss of passport– ₹ 50,000 Lost ticket– ₹ 25,000 Delayed baggage– ₹ 25,000 Missed connection– ₹ 25,000 |
| Fuel Surcharge Waiver | Enjoy a waiver of 1% on fuel surcharge for all transactions between ₹ 500 – ₹ 3,000 at any fuel station across India |
| Contactless Credit Card | Fast, convenient and secure purchases by simply tapping your card at merchant locations that accept contactless payments |
IndusInd Bank Avios Visa Infinite Credit Card
| Benefits | Details |
|---|---|
| Welcome Benefit | Get a 20,000 bonus for Avios users upon joining the Qatar Airways Privilege Club or British Airways Executive Club as Preferred Airline Loyalty Program |
| Milestone Benefits | Enjoy the bonus Avios upon reaching these amazing spend milestones: – 18,000 bonus Avios after 1st spends of ₹ 800,000 in a year – 18,000 bonus Avios after 2nd spends of ₹ 800,000 in a year Note: Enjoy 50,000 bonus Avios in a year |
| Preferred International Destination Benefits | Get Accelerated Avios: 6 Avios on every ₹ 200 spent for POS (Point of Sale) transactions at your preferred international destination – Online transactions at your preferred international destination would earn 2 Avios on every ₹ 200 spent – Enjoy discounted foreign currency mark-up of 1.5% – Preferred International Destination Choices  S. No.– Preferred International Destination Choices 1. Americas (North & South America) 2. Europe & North Asia 3. Middle East & South Asia 4. Africa 5. Australia, New Zealand, Far East & others   |
| Travel Benefits | Meet–and–Greet Services: Enjoy 2 complimentary meet-and-greet services per year at leading international airports. Under meet-and-greet services, these services would be covered: – Dedicated one-to-one Service, Meet-and-greet on arrival as you enter the terminal, Accompany and guide you through the airport for seamless immigration and security, Help with baggage reclaim and security, Porter service for up to 3 bags (subject to availability) Priority Pass Program: Enjoy 2 international lounge visits per calendar quarter with Priority Pass Membership Lounge Access: Enjoy 2 complimentary domestic lounge visits per calendar quarter in India Airline Benefits: Enjoy 10% off for flight bookings originating from India through www.qatarairways.com Total protect: Air Accident Cover: Up to ₹ 25,00,000, ‘Total Protect ’- a first-of-its-kind program that covers you for an amount equal to your card’s credit limit and is also available on add-on cards. ‘Total Protect’ covers you for Unauthorized Transactions in Case of Card Loss/Stolen and Counterfeit Fraud Travel insurance:  Insurance Coverage– Sum Assured (Up To) Lost baggage– ₹ 1,00,000 Loss of passport– ₹ 50,000 Lost ticket– ₹ 25,000 Delayed baggage– ₹ 25,000 Missed connection– ₹ 25,000 |
| Renewal Benefits | Enjoy 5,000 bonus Avios as a Renewal benefit with Qatar Airways Privilege Club or British Airways Executive Club as a Preferred Airline Loyalty Program |
| Fuel Surcharge Waiver | Enjoy a waiver of 1% on fuel surcharge for all transactions between ₹ 500 – ₹ 10,000 at any fuel station across India |
| Concierge Services | Get access to International Iconic Events that include music concerts, tennis tournaments, iconic cricket events, and much more. Get 24×7 complimentary concierge service from a highly skilled professional team, such as Hotel Reservations, Flight Bookings, Pre-Trip Assistance, Sports & Entertainment Bookings, Special Bookings, Flowers & Gifts, etc. While you are away, get a host of elderly care services assistance from professionals for the elderly members of your family who reside in India. |
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