Axis Bank credit card types: Axis Bank is one of the leading banking institutions in India and offers a wide range of credit cards to its customers to make their lifestyles easier and luxurious. The credit card includes various categories such as travel, entertainment, fuel surcharge waiver, cuisine, shopping, cashback, rewards, complimentary movie tickets, complimentary access to domestic & international airport lounges, etc.
Cardholders can enjoy a wide range of benefits on credit cards. From entry-level to premium categories, the bank issues various credit cards, keeping in mind the needs of individual clients. For any consumer, the best choice is a credit card that provides extra security while traveling. In such a situation, Axis Bank always provides the best options to its customers.
Since Axis Bank has credit cards of every category in its portfolio, consumers may face the problem of choosing the best Axis Bank credit card. Therefore, by classifying them based on their utility, we have brought the right information in this article so that you can choose the most suitable credit card for yourself by comparing them.
In a tier based reward structure, Atlas credit card offers numerous rewards to high spenders. Reward ranges from travel benefits like domestic and international lounge access, thousands of Edge Miles, higher reward rates on foreign currency transactions, dining benefits, entertainment benefits, exiting reward points, welcome benefits, shopping benefits, etc.
Very high reward rate of 4 to 18%
Atlas credit card offers complimentary memberships of luxury hotels and top airlines to enhance user experience
CONS
Interest fee is higher, for such credit cards, interest and other fee is low in most of the peer cards as they are offered only to high credit history users.
Bottomline
Axis Bank Atlas Credit Card is a premium card for frequent travelers, The card’s unique tier-based rewards structure offers high-spenders benefits usually available only on super-premium cards.
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Features
Details
Joining Fee
₹ 5000 + GST
Annual Fee
₹ 5000 + GST
Age
18 – 70 years
Best Suited For
Travel
Welcome Benefit
Get 2500 EDGE Miles as a welcome benefit upon 1st transaction
Milestone Benefits
You can unlock up to10,000 EDGE Miles on achieving the Spends Milestone
Complimentary Airport Lounge Access
Domestic Lounge Visits: 8 for Silver, 12 for Gold & 18 for Platinum International Lounge Visits: 4 for Silver, 6 for Gold & 12 for Platinum
Tier Based Benefits
Silver Tier: On spending Rs. 3 Lakh Gold Tier: On spending Rs. 7.5 Lakh (user will be upgraded) Platinum Tier: On spending Rs. 15 Lakh (user will be upgraded)
Dining Benefits
Enjoy the best dining experience with a discount of ₹ 800 & more via the Axis Bank Dining Delight Program with EazyDiner. Valid on a minimum order value of ₹ 2,500 once per month per card
The Magnus Credit Card offers unlimited international airport lounge access, and 4 guest visits per year with priority pass card. Unlimited domestic lounge visits on select airport lounges
Lower interest rates on extended credit, lower foreign currency mark up fee, no charge on cash withdrawal
Higher reward rate, movie and dining benefits, insurance benefits with Magnus credit card
CONS
It is a luxury credit card so only select users are eligible to apply.
Bottomline
Magnus is a luxury credit card on offer from Axis Bank, it comes with a high joining fee but the welcome benefits and rewards easily offset the joining fee. Magnus can be a great choice for shoppers and frequent travelers.
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Features
Details
Joining Fee
₹ 12,500 + GST
Annual Fee
₹ 12,500 + GST (annual fee is waived off on spend of ₹ 25 lakhs in preceding year)
Age
18 – 70 years
Best Suited For
Travel
Welcome Benefit
Choose any one voucher worth ₹12,500 from Lux Gift Card, or The Postcard Hotels Gift Voucher, or Yatra Gift Voucher
Other Benefits
Exclusive Offers at International & Domestic Oberoi & Trident Hotels Enjoy up to 30% discount at over 4000 restaurants all over India Â
Complimentary Airport Lounge Access
Unlimited complimentary international lounge visits with a Priority Pass Membership with 4 additional guest visits per year Unlimited visits to select domestic airport lounges for both primary and add-on cardholders
Insurance Benefits
Purchase protection: ₹ 2 lakhs Credit shield: ₹ 5 lakhs Loss/delay in baggage & personal documents: USD 500
Unlimited domestic and international airport lounge visits
multiple Luxury hotels memberships and special discount coupons on offer with this card
Complimentary golf rounds
CONS
High joining and renewal fee
Some services are not available on certain places, services are irregular and get devalued.
Bottomline
Axis Bank Reserve Credit Card is an invite only credit card designed for high net worth individuals. The card comes with host of luxury benefits, memberships, complimentary golf rounds and much more.
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Features
Details
Joining Fee
₹ 50,000 + GST
Annual Fee
₹ 50,000 + GST (annual fee is waived off on spend of ₹ 35 lakhs in preceding year)
Age
18 – 70 years
Best Suited For
Travel
Welcome Benefit
15,000 EDGE Reward Points on Card Activation
Dining Delights
Savings up to 25% across premium restaurants with complimentary EazyDiner Prime Membership
Complimentary Airport Lounge Access
Unlimited complimentary international lounge visits with a Priority Pass Membership with 8 additional guest visits per year Unlimited visits to select domestic airport lounges for both primary and add-on cardholders
Other Benefits
Club ITC Culinaire Membership Accorplus Membership Handcrafted Club Marriott Asia Pacific Membership 15% Savings at Postcard Hotels Exclusive Offers at International & Domestic Oberoi & Trident Hotels 50 complimentary golf rounds every year across India
Insurance
Purchase protection: ₹ 2 lakhs Credit shield: ₹ 5 lakhs Loss/delay in baggage & personal documents: USD 500
Earned award miles are redeemable on Star Alliance airlines, and it also includes big international carriers like Lufthansa, United Airlines, Air Canada, Air China, and Singapore Airlines.
The card offers users additional travel benefits like complimentary airport lounge access, Priority Pass membership and multiple travel-related insurance covers.
CONS
Bottomline
As a travel credit card, miles and more is best suited for international frequent flyers. The card comes in two variants: Axis Bank Miles & More World Select Credit Card and World Credit Card. The Select variant is the more premium of the two and, therefore, offers a higher reward rate and comes with a higher membership fee.
Get 15,000 miles on Axis Bank Miles & More Select Credit Card and 5,000 miles on Axis Bank Miles & More World Credit Card
Complimentary Airport Lounge Access
8 complimentary domestic airport lounge visits & 4 complimentary international airport lounge visits applicable per quarter for Axis Bank Miles & More Select Credit Card 4 complimentary domestic airport lounge visits & 2 complimentary international airport lounge visits are applicable per quarter for Axis Bank Miles & More World Credit Card
Dining Delights
Avail 30% off up to ₹ 1,000 & 25% off up to ₹ 800 at partner restaurants all over India
Insurance Cover
Get insurance cover on personal air accident, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card
5). Axis Bank My Zone Credit Card
Features
Details
Joining Fee
₹ 500 + GST (Lifetime free for select channels)
Annual Fee
1st year: Nil 2nd year: ₹ 500 + GST (from 2nd year Onwards) Note-Lifetime free for select channels
Age
18 – 70 years
Best Suited For
Shopping, Movies
Welcome Benefit
Receive a SonyLIV Premium annual subscription worth ₹1,499
Movie Benefits
Enjoy 100% discount on 2nd movie ticket booked via District app (BOGO Offer)Get up to ₹ 200 off per month
Dining Delights
Get up to 15% off on Dining at Partner Restaurants 15% off up to ₹ 500Min order value ₹ 2,500 Flat ₹ 120 off on food delivery at Swiggy
Complimentary Airport Lounge Access
1 complimentary domestic airport lounge visit per calendar quarter in India
Other Benefits
Flat discount of ₹ 1,000 on AJIO on minimum spends of ₹2,999
6). Axis Bank Privilege Credit Card
Features
Details
Joining Fee
₹ 1,500 + GST
Annual Fee
₹ 1,500 + GST (annual fee of ₹ 1,500 will be reversed on achieving spends of ₹ 5 lakhs in preceding year)
Age
18 – 70 years
Best Suited For
Shopping
Welcome Benefit
Earn 12,500 EDGE Reward points worth ₹ 2,500 as welcome gift
Milestone Benefits
Get 10,000 EDGE Reward points worth ₹ 2,000 on achieving spends milestone of ₹ 2.5 lakhs
Complimentary Airport Lounge Access
Enjoy 2 complimentary domestic airport lounge access per calendar quarter. A spending requirement of ₹ 50,000 in the past quarter is applicable
Dining Delights
Enjoy the best dining experience with the discount of ₹ 800 & more via Axis Bank Dining Delight Program with EazyDiner
Insurance Benefits
Purchase protection plan: up to ₹ 1 lakh Credit shield: ₹ 1 lakh Loss of travel document cover/Delay of check-in baggage cover: up to 300 USD Loss of check-in baggage cover: up to 500 USD
7). Flipkart Axis Bank Credit Card
Features
Details
Joining Fee
₹ 500 + GST
Annual Fee
1st year: Nil 2nd year: ₹ 500 + GST (from 2nd year Onwards) Note-Annual fee is waived off on spend of more than ₹ 3.5 lakh in preceding year
Age
18 – 70 years
Best Suited For
Shopping
Welcome Benefit
Get a ₹ 600 voucher from Flipkart on your first transaction Get a 50% instant discount of up to ₹ 100 on 1stSwiggy order
Cashback Benefits
Get 5% unlimited cashback on Flipkart & ClearTrip Get 4% unlimited cashback on preferred merchants Get 1% unlimited cashback on other categories
Complimentary Airport Lounge Access
Enjoy 4 complimentary domestic airport lounge access per calendar year all over India on min spends of ₹ 50,000
Dining Benefits
Get 15% off up to ₹ 500 at 10,000+ partner restaurants all over India with EazyDiner
8). IndianOil Axis Bank Credit Card
Features
Details
Joining Fee
₹ 500 + GST
Annual Fee
1st year: Nil 2nd year: ₹ 500 + GST (from 2nd year Onwards) Note-Annual fee is waived off on spend of more than ₹ 3.5 lakh in the preceding year
Age
18 – 70 years
Best Suited For
Fuel
Fuel Benefits
Enjoy benefit of 4% value back on fuel transaction b/w ₹ 400 – ₹ 4,000 by earning 20 reward points per ₹ 100 spent at any IOCL fuel station across India
Welcome Benefit
Get up to 1250 EDGE Reward Points on 1st fuel transaction within 30 days of card issuance
Other benefits
Get up to 15% off on Dining at Partner Restaurants 15% off up to ₹ 500Min order value ₹ 2,500User can avail discount offer once per card in a month
9). Axis Bank Select Credit Card
Features
Details
Joining Fee
₹ 3,000 + GST
Annual Fee
₹ 3,000 + GST (annual fee waiver on spending of ₹ 8 lakh in a year)
Age
18 – 70 years
Best Suited For
Dining, Lifestyle
Welcome Benefit
Get 10,000 EDGE Reward Points on 1st transaction of ₹ 2,000
Milestone Benefits
Earn 5000 EDGE Points on spending ₹ 3 lakh
Dining Benefits
Enjoy the best dining experience with the discount of ₹ 800 & more via Axis Bank Dining Delight Program with EazyDinerFlat ₹ 200 off on Swiggy (valid twice a month on min transaction of ₹ 1,000)
Complimentary Airport Lounge Access
Get up to12 complimentary international airport lounge access per year with Priority Pass Membership Get 8 complimentary domestic airport lounge access per year (max 2 per quarter)
Insurance Benefits
Purchase protection up to ₹ 1 lakh Cumulative cover up to USD 500 (including lost/delayed baggage and loss of travel documents)
Other
6 complimentary golf rounds per year (+ 6 additional) Flat ₹ 500 off per month on spending of ₹ 3000 on BigBasket
100% cashbackup to ₹ 300 on 1st transaction within 30 days of card issuance
Dining Benefits
40% off on Zomato’s Food Delivery Max. discount is capped at ₹ 120 per order Offer suits on min. spends of ₹ 200. The user can avail discount offer twice in a month Get up to 15% off on Dining at Partner Restaurants 15% off up to ₹ 500 Min order value ₹ 2,500 User can avail discount offer once per card in a month with EazyDiner
Other Key Benefits
Stay protected with Zero Lost Card Liability against any fraudulent use of your card
Graduate in economics and Post grad in sociology Pranav has great interest in socio-economic affairs and expertise in personal finance. His study in financial planning and budgeting is commendable. He is a cricket enthusiast and Dada (Saurav Ganguly) fan. In other hobbies he likes to rescue, treat and take care of animals. Pranav also likes to listen old melody hindi songs and cooking in free time.
